/*!
Theme Name: Channel Finance
Theme URI: https://www.channelfinance.co.uk
Author: Purple Moon Designs
Author URI: https://www.purplemoondesigns.co.uk
Description: Marketing theme for Channel Finance Group — specialist commercial finance brokerage.
Version: 1.0.0
Text Domain: purplemoondesigns
*/

@import url('https://fonts.googleapis.com/css2?family=EB+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500;1,600&display=swap');

/* ============================================================================
   TOKENS
   ============================================================================ */
:root {
	--ink: #174254;
	--ink-deep: #0E2E3C;
	--ink-soft: #215868;
	--gold: #C6A44E;
	--gold-light: #E2C97F;
	--gold-deep: #9E7F32;
	--cream: #F6F1E7;
	--cream-dark: #EAE2D2;
	--panel: #FDFBF6;
	--live: #4ADE80;
	--live-text: #7DE0A0;

	--r-pill: 999px;
	--r-card: 1.75rem;
	--r-aside: 2rem;
	--r-panel: 2.5rem;

	--ease: cubic-bezier(0.16, 1, 0.3, 1);
	--t-fast: 150ms;
	--t-modal: 240ms;
	--t-swap: 300ms;

	--wrap: 80rem;
	--wrap-wide: 110rem;
	--gutter: 1.25rem;
	--pad-y: 6rem;
	--header-offset: 6.5rem;

	--fd: 'EB Garamond', Garamond, Georgia, serif;
	--f: Arial, 'Helvetica Neue', Helvetica, sans-serif;
	--fs: 'EB Garamond', Garamond, Georgia, serif;

	--pmd-modal-bg: var(--cream);
	--pmd-modal-text: var(--ink);
	--pmd-modal-text-mute: rgba(23, 66, 84, 0.65);
	--pmd-modal-accent: var(--gold);
	--pmd-modal-accent-h: var(--gold-light);
	--pmd-modal-radius: var(--r-aside);
	--pmd-modal-radius-sm: var(--r-pill);
	--pmd-modal-font: var(--f);
	--pmd-modal-font-h: var(--fd);
	--pmd-modal-shadow: 0 40px 120px -40px rgba(23, 66, 84, 0.9);
	--pmd-modal-z: 70;
}

/* ============================================================================
   RESET / BASE
   ============================================================================ */
*, *::before, *::after { box-sizing: border-box; }

html {
	scroll-behavior: smooth;
	scroll-padding-top: var(--header-offset);
	-webkit-text-size-adjust: 100%;
}

body {
	margin: 0;
	background: var(--cream);
	color: var(--ink);
	font-family: var(--f);
	font-size: 1rem;
	line-height: 1.6;
	font-variant-numeric: lining-nums;
	-webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; background: none; border: 0; padding: 0; }
fieldset { border: 0; margin: 0; padding: 0; }
address { font-style: normal; }
ul, ol { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4, p { margin: 0; }
dl, dt, dd { margin: 0; }
:focus { outline: none; }
:focus-visible {
	outline: 2px solid var(--gold);
	outline-offset: 3px;
}

.screen-reader-text,
.sr-only {
	position: absolute;
	width: 1px;
	height: 1px;
	padding: 0;
	margin: -1px;
	overflow: hidden;
	clip: rect(0, 0, 0, 0);
	white-space: nowrap;
	border: 0;
}

/* Form honeypot — off-screen rather than display:none, so bots still fill it. */
.cf-hp {
	position: absolute;
	left: -9999px;
	top: auto;
	width: 1px;
	height: 1px;
	overflow: hidden;
}
/* reCAPTCHA v3 badge hidden; each form shows the required text notice instead. */
.grecaptcha-badge { visibility: hidden; }
.cf-recaptcha-note { font-size: 0.75rem; }
.cf-recaptcha-note a { text-decoration: underline; text-underline-offset: 2px; }

/* ============================================================================
   FOUNDATIONS
   ============================================================================ */
.dotgrid {
	background-image: radial-gradient(rgba(246, 241, 231, 0.18) 1px, transparent 1px);
	background-size: 22px 22px;
}
.grain {
	background-image: radial-gradient(rgba(23, 66, 84, 0.16) 1px, transparent 1px);
	background-size: 4px 4px;
}
.glass {
	background: rgba(246, 241, 231, 0.07);
	border: 1px solid rgba(246, 241, 231, 0.18);
	-webkit-backdrop-filter: blur(16px) saturate(120%);
	backdrop-filter: blur(16px) saturate(120%);
	box-shadow: inset 0 1px 0 rgba(246, 241, 231, 0.18), 0 24px 60px -40px rgba(0, 0, 0, 0.8);
}
.glass-light {
	background: rgba(255, 255, 255, 0.5);
	border: 1px solid rgba(23, 66, 84, 0.1);
	-webkit-backdrop-filter: blur(16px) saturate(120%);
	backdrop-filter: blur(16px) saturate(120%);
	box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.7), 0 24px 60px -44px rgba(23, 66, 84, 0.6);
}
.glass-gold {
	background: rgba(198, 164, 78, 0.16);
	border: 1px solid rgba(226, 201, 127, 0.35);
	-webkit-backdrop-filter: blur(14px);
	backdrop-filter: blur(14px);
}
.no-scrollbar { scrollbar-width: none; -ms-overflow-style: none; }
.no-scrollbar::-webkit-scrollbar { display: none; }

.input,
.cf-input {
	width: 100%;
	border-radius: 1rem;
	border: 1px solid rgba(23, 66, 84, 0.2);
	background: var(--panel);
	padding: 0.875rem 1.125rem;
	font-size: 1rem;
	color: var(--ink);
	transition: border-color var(--t-fast) ease-out;
}
.input::placeholder,
.cf-input::placeholder { color: rgba(23, 66, 84, 0.4); }
.input:focus,
.cf-input:focus { border-color: var(--gold); outline: none; }

.input-dark,
.cf-input--dark {
	width: 100%;
	border-radius: var(--r-pill);
	border: 1px solid rgba(246, 241, 231, 0.2);
	background: transparent;
	padding: 0.8125rem 1.125rem;
	font-size: 1rem;
	color: var(--cream);
	transition: border-color var(--t-fast) ease-out;
}
.input-dark::placeholder,
.cf-input--dark::placeholder { color: rgba(246, 241, 231, 0.45); }
.input-dark:focus,
.cf-input--dark:focus { border-color: var(--gold); outline: none; }

@keyframes cf-spin { to { transform: rotate(360deg); } }
.cf-spin { animation: cf-spin 22s linear infinite; }
.cf-spin--slow { animation: cf-spin 45s linear infinite; }

@keyframes cf-marquee {
	from { transform: translateX(0); }
	to { transform: translateX(-50%); }
}
.cf-marquee-track { animation: cf-marquee 28s linear infinite; }

@media (prefers-reduced-motion: reduce) {
	html { scroll-behavior: auto; }
	.cf-spin, .cf-spin--slow, .cf-marquee-track { animation: none !important; }
	*, *::before, *::after {
		transition-duration: 0.01ms !important;
		animation-duration: 0.01ms !important;
	}
}

/* ============================================================================
   LAYOUT
   ============================================================================ */
.cf-wrap {
	position: relative;
	z-index: 9;
	width: 100%;
	max-width: var(--wrap);
	margin: 0 auto;
	padding-left: var(--gutter);
	padding-right: var(--gutter);
}
.cf-wrap--wide { max-width: var(--wrap-wide); }
@media (min-width: 640px) {
	:root { --gutter: 2rem; --pad-y: 8rem; }
}

.cf-section { padding: var(--pad-y) 0; }
.cf-section--tight { padding: 3.5rem 0; }
.cf-band { position: relative; overflow: hidden; }
.cf-band--cream { background: var(--cream); }
.cf-band--cream-dark { background: var(--cream-dark); }
.cf-band--ink { background: var(--ink); color: var(--cream); }
.cf-section.cf-band.cf-band--ink { padding-top: 0; }
.cf-section.cf-band.cf-band--ink-deep.cf-about { padding-top: 0; }
.cf-band--ink-deep { background: var(--ink-deep); color: var(--cream); }
.cf-band--ink .cf-h1,
.cf-band--ink .cf-h2,
.cf-band--ink .cf-h3,
.cf-band--ink-deep .cf-h1,
.cf-band--ink-deep .cf-h2,
.cf-band--ink-deep .cf-h3 { color: var(--cream); }
.cf-band--gold { background: var(--gold); color: var(--ink-deep); }

.cf-deco {
	position: absolute;
	pointer-events: none;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.1);
}
.cf-deco--cream { border-color: rgba(246, 241, 231, 0.1); }
.cf-deco--dash { border-style: dashed; }

/* ============================================================================
   TYPE
   ============================================================================ */
.cf-display,
.cf-h1, .cf-h2, .cf-h3 {
	font-family: var(--fd);
	font-weight: 600;
	letter-spacing: -0.01em;
	line-height: 1.05;
}
.cf-h1 {
	font-size: clamp(2.5rem, 8vw, 4.6rem);
	letter-spacing: -0.01em;
	line-height: 1.05;
}
.cf-h2 { font-size: clamp(2rem, 4vw, 3rem); }
.cf-h3 {
	font-family: var(--fd);
	font-weight: 600;
	font-size: 1.5rem;
	letter-spacing: -0.01em;
	line-height: 1.2;
}
.cf-lede { font-size: 1.125rem; line-height: 1.7; color: rgba(23, 66, 84, 0.65); }
.cf-lede--cream { color: rgba(246, 241, 231, 0.75); }
.cf-accent {
	font-family: var(--fs);
	font-weight: 400;
	font-style: italic;
	letter-spacing: 0;
}
.cf-meta {
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.3em;
	text-transform: uppercase;
}
.cf-gold-pill {
	position: relative;
	display: inline-block;
	vertical-align: middle;
	margin: 0 20px;
}
.cf-gold-pill::before {
	content: '';
	position: absolute;
	inset: 0.15em -0.25em;
	background: var(--gold);
	border-radius: var(--r-pill);
	z-index: 0;
}
.cf-gold-pill > span {
	position: relative;
	z-index: 1;
	padding: 0 0.5rem;
	color: var(--ink-deep);
}

/* ============================================================================
   BUTTONS / CHIPS / LINKS
   ============================================================================ */
.cf-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 0.5rem;
	border-radius: var(--r-pill);
	font-weight: 600;
	transition: background-color var(--t-fast) ease-out, color var(--t-fast) ease-out, border-color var(--t-fast) ease-out;
	white-space: nowrap;
}
.cf-btn i { font-size: 0.85em; transition: transform var(--t-fast) ease-out; }
.cf-btn:hover i.fa-arrow-up-right { transform: translate(2px, -2px); }
.fa-solid.fa-arrow-up-right::before {
	content: "\f061";
	display: inline-block;
	transform: rotate(-45deg);
}
.cf-btn:hover i.fa-arrow-right { transform: translateX(3px); }
.cf-btn:hover i.fa-arrow-down-right { transform: translate(2px, 2px); }

.cf-btn--gold { background: var(--gold); color: var(--ink-deep); padding: 1rem 1.75rem; font-size: 1rem; }
.cf-btn--gold:hover { background: var(--gold-light); }
.cf-btn--ink { background: var(--ink); color: var(--cream); padding: 0.875rem 1.5rem; font-size: 0.875rem; }
.cf-btn--ink:hover { background: var(--ink-soft); }
.cf-btn--ink:hover.cf-btn--gold-hover { background: var(--gold); color: var(--ink-deep); }
.cf-btn--outline {
	border: 1px solid rgba(23, 66, 84, 0.25);
	color: var(--ink);
	padding: 0.875rem 1.5rem;
	font-size: 0.875rem;
}
.cf-btn--outline:hover { background: var(--ink); color: var(--cream); }
.cf-btn--ghost {
	border: 1px solid rgba(246, 241, 231, 0.25);
	color: var(--cream);
	padding: 1rem 1.75rem;
	font-size: 1rem;
}
.cf-btn--ghost:hover { background: rgba(246, 241, 231, 0.1); }
.cf-btn--text {
	gap: 0.5rem;
	font-size: 0.75rem;
	font-weight: 600;
	letter-spacing: 0.22em;
	text-transform: uppercase;
	text-underline-offset: 8px;
}
.cf-btn--text:hover { text-decoration: underline; }
.cf-btn--icon {
	display: flex;
	align-items: center;
	justify-content: center;
	width: 3rem;
	height: 3rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.25);
	color: var(--ink);
}
.cf-btn--icon:hover { background: var(--ink); color: var(--cream); }
.cf-btn--icon:disabled {
	opacity: 0.3;
	pointer-events: none;
}
.cf-btn--icon-cream {
	display: flex;
	align-items: center;
	justify-content: center;
	width: 3rem;
	height: 3rem;
	border-radius: 50%;
	border: 1px solid rgba(246, 241, 231, 0.25);
	color: var(--cream);
}
.cf-btn--icon-cream:hover { background: var(--cream); color: var(--ink); }
.cf-btn:disabled { opacity: 0.4; cursor: wait; }

.cf-chip {
	display: inline-flex;
	align-items: center;
	border-radius: var(--r-pill);
	padding: 0.5rem 1rem;
	font-size: 0.875rem;
	font-weight: 500;
	border: 1px solid rgba(23, 66, 84, 0.2);
	color: rgba(23, 66, 84, 0.7);
	transition: background-color var(--t-fast) ease-out, color var(--t-fast) ease-out, border-color var(--t-fast) ease-out;
}
.cf-chip:hover { border-color: rgba(23, 66, 84, 0.5); color: var(--ink); }
.cf-chip.is-on,
.cf-chip[aria-pressed="true"] {
	background: var(--ink);
	color: var(--cream);
	border-color: var(--ink);
}
.cf-chip--dark {
	border-color: rgba(246, 241, 231, 0.2);
	color: rgba(246, 241, 231, 0.75);
}
.cf-chip--dark:hover { border-color: rgba(246, 241, 231, 0.5); color: var(--cream); }
.cf-chip--dark.is-on,
.cf-chip--dark[aria-pressed="true"] {
	background: var(--gold);
	color: var(--ink-deep);
	border-color: var(--gold);
}

.cf-cat {
	display: inline-block;
	border-radius: var(--r-pill);
	padding: 0.35rem 0.9rem;
	font-size: 0.58rem;
	font-weight: 600;
	letter-spacing: 0.18em;
	text-transform: uppercase;
}
.cf-cat--Market { background: var(--ink); color: var(--cream); }
.cf-cat--News { background: var(--gold); color: var(--ink-deep); }
.cf-cat--Company { background: var(--ink-deep); color: var(--gold); }
.cf-cat--Case { background: var(--gold-deep); color: var(--cream); }
.cf-cat--Case-study { background: var(--gold-deep); color: var(--cream); }

/* ============================================================================
   SECTION LABEL
   ============================================================================ */
.cf-label {
	display: flex;
	align-items: center;
	gap: 1rem;
}
.cf-label__ring {
	display: grid;
	place-items: center;
	width: 1.5rem;
	height: 1.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.25);
}
.cf-label__dot {
	width: 0.375rem;
	height: 0.375rem;
	border-radius: 50%;
	background: var(--gold);
}
.cf-label__text {
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.3em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.55);
	margin: 0;
}
.cf-label__rule {
	height: 1px;
	flex: 1;
	background: rgba(23, 66, 84, 0.15);
}
.cf-label--dark .cf-label__ring { border-color: rgba(246, 241, 231, 0.25); }
.cf-label--dark .cf-label__text { color: rgba(246, 241, 231, 0.6); }
.cf-label--dark .cf-label__rule { background: rgba(246, 241, 231, 0.15); }
.cf-label--gold .cf-label__ring { border-color: rgba(14, 46, 60, 0.3); }
.cf-label--gold .cf-label__dot { background: var(--ink-deep); }
.cf-label--gold .cf-label__text { color: rgba(14, 46, 60, 0.7); }
.cf-label--gold .cf-label__rule { background: rgba(14, 46, 60, 0.2); }

/* ============================================================================
   CARDS / STATS
   ============================================================================ */
.cf-card {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	border-radius: var(--r-card);
	border: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream);
	padding: 1.75rem;
	transition: border-color var(--t-fast) ease-out, background-color var(--t-fast) ease-out;
}
.cf-card:hover { border-color: var(--gold); background: var(--panel); }
.cf-card__orb {
	position: absolute;
	right: -5rem;
	bottom: -5rem;
	z-index: -1;
	width: 13rem;
	height: 13rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.1);
	pointer-events: none;
}
.cf-card:hover .cf-card__orb { border-color: rgba(198, 164, 78, 0.4); }
.cf-num {
	display: grid;
	place-items: center;
	width: 3rem;
	height: 3rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
	font-family: var(--fd);
	font-weight: 600;
	transition: background-color var(--t-fast) ease-out, border-color var(--t-fast) ease-out, color var(--t-fast) ease-out;
}
.cf-card:hover .cf-num,
.cf-group:hover .cf-num {
	border-color: transparent;
	background: var(--gold);
	color: var(--ink-deep);
}

.cf-stat-row {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 2rem 0;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	padding-top: 2rem;
}
.cf-stat-row dt {
	margin-top: 0.5rem;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.2em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.5);
}
.cf-stat-row dd {
	font-family: var(--fd);
	font-size: clamp(1.75rem, 3vw, 2.25rem);
	font-weight: 600;
	letter-spacing: -0.01em;
	line-height: 1;
}
@media (min-width: 1024px) {
	.cf-stat-row { grid-template-columns: repeat(4, 1fr); }
	.cf-stat-row > div { padding: 0 2rem; border-left: 1px solid rgba(23, 66, 84, 0.12); }
	.cf-stat-row > div:first-child { padding-left: 0; border-left: 0; }
}

/* ============================================================================
   HEADER / NAV
   ============================================================================ */
.cf-header {
	position: fixed;
	inset: 0 0 auto 0;
	z-index: 50;
	padding: 1rem var(--gutter) 0;
}
header#masthead {
	z-index: 99999999;
}

/* Logged-in admin bar: WP pushes <html> down but not fixed/sticky elements. */
html:has(body.admin-bar) {
	--admin-bar: 32px;
	scroll-padding-top: calc(var(--header-offset) + var(--admin-bar));
}
@media screen and (max-width: 782px) {
	html:has(body.admin-bar) { --admin-bar: 46px; }
}
body.admin-bar .cf-header,
body.admin-bar .sg-top { top: var(--admin-bar); }
.cf-nav {
	display: flex;
	align-items: center;
	justify-content: space-between;
	max-width: var(--wrap);
	margin: 0 auto;
	border-radius: var(--r-pill);
	border: 1px solid rgba(23, 66, 84, 0.1);
	background: rgba(246, 241, 231, 0.9);
	padding: 0.625rem 1.25rem;
	box-shadow: 0 10px 40px -24px rgba(23, 66, 84, 0.7);
	backdrop-filter: blur(12px);
	-webkit-backdrop-filter: blur(12px);
}
@media (min-width: 640px) { .cf-nav { padding: 0.625rem 1.75rem; } }
.cf-nav__logo { flex-shrink: 0; line-height: 0; }
.cf-nav__logo .custom-logo-link,
.cf-nav__logo a { display: block; line-height: 0; }
.cf-nav__logo img,
.cf-nav__logo .custom-logo { height: 2.5rem; width: auto; mix-blend-mode: multiply; }
@media (min-width: 640px) {
	.cf-nav__logo img,
	.cf-nav__logo .custom-logo { height: 3rem; }
}
.sg-top__logo { line-height: 0; }
.sg-top__logo .custom-logo-link,
.sg-top__logo a { display: block; line-height: 0; }
.sg-top__logo img,
.sg-top__logo .custom-logo { height: 2.25rem; width: auto; mix-blend-mode: multiply; }
.cf-nav__links {
	display: none;
	align-items: center;
	gap: 0.25rem;
	margin-left: auto;
}
@media (min-width: 768px) { .cf-nav__links { display: flex; } }
@media (min-width: 1024px) { .cf-nav__links { gap: 0.5rem; } }
.cf-nav__link {
	display: block;
	border-radius: var(--r-pill);
	padding: 0.5rem 1rem;
	font-size: 1rem;
	font-weight: 500;
	transition: background-color var(--t-fast) ease-out;
}
.cf-nav__link:hover { background: rgba(23, 66, 84, 0.05); }
.cf-nav__mega-wrap { position: relative; }
.cf-nav__mega-trigger { display: flex; align-items: center; }
.cf-nav__chevron {
	display: grid;
	place-items: center;
	width: 2rem;
	height: 2rem;
	border-radius: 50%;
	transition: background-color var(--t-fast) ease-out, transform var(--t-fast) ease-out;
}
.cf-nav__chevron:hover { background: rgba(23, 66, 84, 0.05); }
.cf-nav__mega-wrap.is-open .cf-nav__chevron i { transform: rotate(180deg); }
.cf-nav__mega {
	display: none;
	position: absolute;
	left: 50%;
	top: 100%;
	z-index: 10;
	padding-top: 0.75rem;
	width: 36rem;
	transform: translateX(-50%);
}
.cf-nav__mega::before {
	content: '';
	position: absolute;
	left: 0;
	right: 0;
	top: 0;
	height: 0.75rem;
}
.cf-nav__mega-panel {
	border-radius: var(--r-card);
	border: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream);
	padding: 0.75rem;
	box-shadow: 0 30px 80px -40px rgba(23, 66, 84, 0.8);
}
.cf-nav__mega-wrap.is-open .cf-nav__mega { display: block; }
.cf-nav__mega-list { display: grid; grid-template-columns: 1fr 1fr; gap: 0.25rem; }
.cf-nav__mega-item {
	display: flex;
	align-items: flex-start;
	gap: 0.75rem;
	border-radius: 1rem;
	padding: 0.75rem 1rem;
	transition: background-color var(--t-fast) ease-out;
}
.cf-nav__mega-item:hover { background: rgba(23, 66, 84, 0.05); }
.cf-nav__mega-n {
	margin-top: 0.125rem;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.14em;
	color: var(--gold-deep);
}
.cf-nav__mega-title { display: block; font-size: 0.875rem; font-weight: 600; }
.cf-nav__mega-range { display: block; margin-top: 0.125rem; font-size: 0.75rem; color: rgba(23, 66, 84, 0.55); }
.cf-nav__mega-all {
	display: block;
	margin-top: 0.5rem;
	border-radius: 1rem;
	background: var(--ink);
	padding: 0.75rem 1rem;
	text-align: center;
	font-size: 0.875rem;
	font-weight: 600;
	color: var(--cream);
	transition: background-color var(--t-fast) ease-out;
}
.cf-nav__mega-all:hover { background: var(--ink-soft); }
.cf-nav__cta { display: none; }
@media (min-width: 640px) { .cf-nav__cta { display: inline-flex; } }
.cf-nav__actions { display: flex; align-items: center; gap: 0.5rem; }
@media (min-width: 768px) { .cf-nav__actions { margin-left: 1.5rem; } }
.cf-nav__burger {
	display: grid;
	place-items: center;
	width: 2.5rem;
	height: 2.5rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
}
@media (min-width: 768px) { .cf-nav__burger { display: none; } }
.cf-nav__mobile {
	display: none;
	max-width: var(--wrap);
	margin: 0.5rem auto 0;
	max-height: 75vh;
	overflow-y: auto;
	border-radius: 1.5rem;
	border: 1px solid rgba(23, 66, 84, 0.1);
	background: var(--cream);
	padding: 1rem;
	box-shadow: 0 20px 50px -20px rgba(23, 66, 84, 0.4);
}
.cf-header.is-open .cf-nav__mobile { display: block; }
@media (min-width: 768px) { .cf-header.is-open .cf-nav__mobile { display: none; } }
.cf-nav__mobile a,
.cf-nav__mobile-row span {
	display: block;
	border-radius: 1rem;
	padding: 0.75rem 1rem;
	font-size: 1.125rem;
	font-weight: 500;
}
.cf-nav__mobile a:hover { background: rgba(23, 66, 84, 0.05); }
.cf-nav__mobile-row { display: flex; align-items: center; justify-content: space-between; }
.cf-nav__mobile-toggle {
	display: grid;
	place-items: center;
	width: 2.5rem;
	height: 2.5rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
}
.cf-nav__mobile-sub {
	display: none;
	margin: 0.25rem 0 0.5rem 1rem;
	padding-left: 0.75rem;
	border-left: 1px solid rgba(23, 66, 84, 0.12);
}
.cf-nav__mobile-sub.is-open { display: block; }
.cf-nav__mobile-sub a {
	font-size: 1rem;
	font-weight: 400;
	color: rgba(23, 66, 84, 0.75);
	padding: 0.625rem 0.75rem;
}

/* ============================================================================
   BREADCRUMBS
   ============================================================================ */
.cf-crumbs {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	background: var(--ink-deep);
	padding: 7rem 0 1.5rem;
}
@media (min-width: 640px) { .cf-crumbs { padding-top: 8rem; } }
.cf-crumbs__inner {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.75rem 1.5rem;
}
.cf-crumbs ol {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.75rem;
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.24em;
	text-transform: uppercase;
}
.cf-crumbs li { display: flex; align-items: center; gap: 0.75rem; }
.cf-crumbs a { color: rgba(246, 241, 231, 0.55); transition: color var(--t-fast) ease-out; }
.cf-crumbs a:hover { color: var(--cream); }
.cf-crumbs [aria-current="page"] { color: var(--gold); }
.cf-crumbs__dot { width: 0.375rem; height: 0.375rem; border-radius: 50%; background: var(--gold); }
.cf-crumbs__rule { display: none; height: 1px; flex: 1; background: rgba(246, 241, 231, 0.15); }
@media (min-width: 640px) { .cf-crumbs__rule { display: block; } }
.cf-crumbs__eye {
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.24em;
	text-transform: uppercase;
	color: rgba(246, 241, 231, 0.45);
	margin: 0;
}
.cf-crumbs .cf-circle-mark {
	position: absolute;
	right: 1.5rem;
	bottom: -1.5rem;
	z-index: -1;
	width: 7rem;
	height: 7rem;
	object-fit: contain;
	opacity: 0.25;
	pointer-events: none;
}

/* ============================================================================
   PAGE HEADER (subpages)
   ============================================================================ */
.cf-pagehead {
	position: relative;
	overflow: hidden;
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream-dark);
	padding: 3.5rem 0;
}
.cf-pagehead__grid {
	display: grid;
	gap: 2.5rem;
}
@media (min-width: 1024px) {
	.cf-pagehead__grid {
		grid-template-columns: 1fr 22rem;
		align-items: end;
	}
}
.cf-pagehead__kicker {
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.3em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.5);
}
.cf-pagehead__actions { display: flex; flex-wrap: wrap; gap: 0.75rem; }
@media (min-width: 1024px) { .cf-pagehead__actions { justify-content: flex-end; } }

/* ============================================================================
   HERO
   ============================================================================ */
.cf-hero {
	position: relative;
	overflow: hidden;
	background: var(--ink-deep);
	padding: 9rem 0 5rem;
	color: var(--cream);
}
@media (min-width: 640px) { .cf-hero { padding: 11rem 0 6rem; } }
@media (min-width: 1024px) {
	.cf-hero { min-height: 44rem; display: flex; align-items: flex-end; }
	.cf-hero > .cf-wrap { width: 100%; }
}
.cf-hero__media { position: absolute; inset: 0; }
.cf-hero__media img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	object-position: center 40%;
}
.cf-hero__overlay {
	position: absolute;
	inset: 0;
	background: linear-gradient(90deg, rgba(14, 46, 60, 0.92) 0%, rgba(14, 46, 60, 0.78) 45%, rgba(14, 46, 60, 0.35) 100%);
}
.cf-hero--photo .cf-hero__overlay {
	background:
		linear-gradient(0deg, rgba(14, 46, 60, 0.85) 0%, rgba(14, 46, 60, 0) 45%),
		linear-gradient(90deg, rgba(14, 46, 60, 0.92) 0%, rgba(14, 46, 60, 0.7) 50%, rgba(14, 46, 60, 0.25) 100%);
}
@media (max-width: 1023px) {
	.cf-hero--photo .cf-hero__overlay { background: rgba(14, 46, 60, 0.8); }
}
.cf-hero__inner { position: relative; z-index: 1; }
.cf-hero__eyebrow {
	padding-left: 1rem;
	border-left: 2px solid var(--gold);
	font-size: 0.75rem;
	font-weight: 600;
	letter-spacing: 0.3em;
	text-transform: uppercase;
	color: var(--gold);
}
.cf-hero__title {
	margin-top: 1.75rem;
	max-width: 48rem;
	font-size: clamp(2.5rem, 6vw, 4.25rem);
	line-height: 1;
	letter-spacing: -0.01em;
	color: #fff;
}
.cf-hero__lede {
	margin-top: 1.75rem;
	max-width: 44rem;
	color: rgba(255, 255, 255, 0.85);
}
@media (min-width: 640px) { .cf-hero__lede { font-size: 1.25rem; } }
.cf-hero__actions {
	margin-top: 2.25rem;
	display: flex;
	flex-wrap: wrap;
	gap: 0.75rem;
}

/* ============================================================================
   STAT BAND / MARQUEE
   ============================================================================ */
.cf-stats { position: relative; overflow: hidden; background: var(--ink); }
.cf-stats dl {
	display: grid;
	gap: 1rem;
	padding: 0;
}
@media (min-width: 640px) {
	.cf-stats dl {
		grid-template-columns: 1fr 1fr;
		padding: 3.5rem 0;
	}
}
@media (min-width: 1024px) { .cf-stats dl { grid-template-columns: repeat(4, 1fr); } }
.cf-stats__card {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	display: flex;
	align-items: center;
	gap: 1.25rem;
	border-radius: var(--r-card);
	padding: 1.5rem;
}
.cf-stats__ring {
	display: grid;
	place-items: center;
	width: 3.5rem;
	height: 3.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(198, 164, 78, 0.5);
}
.cf-stats__ring span { width: 0.75rem; height: 0.75rem; border-radius: 50%; background: var(--gold); }
.cf-stats__copy {
	flex: 1;
	min-width: 0;
	text-align: right;
}
.cf-stats dt {
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.18em;
	text-transform: uppercase;
	color: rgba(246, 241, 231, 0.55);
}
.cf-stats dd {
	margin-top: 0.35rem;
	font-family: var(--fd);
	font-size: clamp(1.35rem, 1.8vw, 1.85rem);
	font-weight: 600;
	letter-spacing: -0.01em;
	line-height: 1;
	white-space: nowrap;
	color: var(--cream);
}

.cf-marquee {
	overflow: hidden;
	border-top: 1px solid rgba(23, 66, 84, 0.1);
	border-bottom: 1px solid rgba(23, 66, 84, 0.1);
	background: var(--gold);
	padding: 1rem 0;
}
.cf-marquee__row {
	display: flex;
	width: max-content;
	align-items: center;
	gap: 2rem;
	white-space: nowrap;
}
.cf-marquee__item {
	display: flex;
	align-items: center;
	gap: 2rem;
	font-family: var(--fd);
	font-size: 1.125rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--ink-deep);
}
.cf-marquee__dot { width: 0.625rem; height: 0.625rem; flex-shrink: 0; border-radius: 50%; background: var(--ink-deep); }

.cf-ticker {
	overflow: hidden;
	border-top: 1px solid rgba(246, 241, 231, 0.12);
	border-bottom: 1px solid rgba(246, 241, 231, 0.12);
	background: #0A242F;
	padding: 0.875rem 0;
	margin: 0 0 50px;
}
.cf-ticker__row { display: flex; width: max-content; align-items: center; gap: 2.5rem; white-space: nowrap; }
.cf-ticker__item { display: flex; align-items: baseline; gap: 0.75rem; }
.cf-ticker__name { font-size: 0.68rem; font-weight: 600; letter-spacing: 0.22em; text-transform: uppercase; color: rgba(246, 241, 231, 0.5); }
.cf-ticker__value { font-family: var(--fd); font-weight: 600; color: var(--cream); }
.cf-ticker__chg { display: flex; align-items: center; gap: 0.25rem; font-size: 0.875rem; font-weight: 500; }
.cf-ticker__chg--up { color: var(--gold-light); }
.cf-ticker__chg--down,
.cf-ticker__chg--flat { color: rgba(246, 241, 231, 0.55); }
.cf-ticker__dot { width: 0.375rem; height: 0.375rem; border-radius: 50%; background: var(--gold); }

/* ============================================================================
   MARKET INSIGHTS
   ============================================================================ */
.cf-insights__intro { padding-top: 4rem; }
@media (min-width: 640px) { .cf-insights__intro { padding-top: 5rem; } }
.cf-insights__head { padding-bottom: 2.5rem; }
.cf-insights__head .cf-h2 { max-width: 42rem; color: var(--cream); }
.cf-insights__all {
	align-self: flex-start;
	color: var(--cream);
}
@media (min-width: 768px) { .cf-insights__all { align-self: auto; } }
.cf-insights__body { padding-bottom: 6rem; }
@media (min-width: 640px) { .cf-insights__body { padding-bottom: 8rem; } }
.cf-insights__grid {
	display: grid;
	gap: 3rem;
}
@media (min-width: 1024px) {
	.cf-insights__grid { grid-template-columns: 1.35fr 1fr; align-items: start; }
}
.cf-insights__list {
	display: flex;
	flex-direction: column;
	border-top: 1px solid rgba(246, 241, 231, 0.12);
	border-bottom: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-insights__article {
	padding: 2.25rem 0;
	border-bottom: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-insights__article:last-child { border-bottom: 0; }
.cf-insights__meta {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.75rem;
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.22em;
	text-transform: uppercase;
}
.cf-insights__cat {
	border-radius: var(--r-pill);
	background: var(--gold);
	padding: 0.25rem 0.75rem;
	color: var(--ink-deep);
}
.cf-insights__date { color: rgba(246, 241, 231, 0.45); }
.cf-insights__title {
	margin-top: 1.25rem;
	max-width: 42rem;
	font-size: clamp(1.5rem, 3vw, 1.875rem);
	font-weight: 600;
	line-height: 1.2;
	letter-spacing: -0.01em;
	color: var(--cream);
}
.cf-insights__excerpt {
	margin-top: 1rem;
	max-width: 42rem;
	font-size: 1rem;
	line-height: 1.625;
	color: rgba(246, 241, 231, 0.65);
}
.cf-insights__foot {
	display: flex;
	align-items: center;
	gap: 1.25rem;
	margin-top: 1.5rem;
}
.cf-insights__read {
	display: inline-flex;
	align-items: center;
	gap: 0.5rem;
	font-size: 0.875rem;
	font-weight: 600;
	color: var(--gold);
	text-underline-offset: 4px;
}
.cf-insights__read:hover { text-decoration: underline; }
.cf-insights__article:hover .cf-insights__read i { transform: translate(2px, -2px); }
.cf-insights__read i { transition: transform var(--t-fast) ease-out; }
.cf-insights__mins { font-size: 0.875rem; color: rgba(246, 241, 231, 0.45); }

.cf-rates-panel {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	height: fit-content;
	border-radius: var(--r-aside);
	padding: 1.75rem;
}
@media (min-width: 640px) { .cf-rates-panel { padding: 2.25rem; } }
.cf-rates-panel__glow {
	position: absolute;
	right: -4rem;
	top: -4rem;
	z-index: -1;
	width: 12rem;
	height: 12rem;
	border-radius: 50%;
	background: rgba(198, 164, 78, 0.1);
	pointer-events: none;
}
.cf-rates-panel__label {
	font-size: 0.75rem;
	font-weight: 600;
	letter-spacing: 0.28em;
	text-transform: uppercase;
	color: var(--gold);
}
.cf-rates-panel ul {
	display: flex;
	flex-direction: column;
	margin-top: 1.75rem;
}
.cf-rates-panel li {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 1.25rem;
	padding: 1.25rem 0;
	border-bottom: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-rates-panel li:first-child { padding-top: 0; }
.cf-rates-panel li:last-child { border-bottom: 0; }
.cf-rates-panel__product {
	font-family: var(--fd);
	font-size: 1.125rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--cream);
}
.cf-rates-panel__basis {
	margin-top: 0.25rem;
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.2em;
	text-transform: uppercase;
	color: rgba(246, 241, 231, 0.45);
}
.cf-rates-panel__rate {
	flex-shrink: 0;
	font-family: var(--fd);
	font-size: 1.25rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--gold);
}
.cf-rates-panel__note {
	margin-top: 1.75rem;
	font-size: 0.875rem;
	line-height: 1.625;
	color: rgba(246, 241, 231, 0.45);
}

/* ============================================================================
   WHY TRUSTED DIAL
   ============================================================================ */
.cf-dial {
	position: relative;
	margin: 0 auto;
	aspect-ratio: 1;
	width: 100%;
	max-width: 420px;
}
.cf-dial__ring { position: absolute; inset: 0; border-radius: 50%; border: 1px solid rgba(23, 66, 84, 0.15); }
.cf-dial__ring--dash { inset: 13%; border-style: dashed; border-color: rgba(23, 66, 84, 0.2); }
.cf-dial__photo {
	position: absolute;
	inset: 27%;
	overflow: hidden;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.1);
	background: var(--ink);
}
.cf-dial__photo img {
	position: absolute;
	inset: 0;
	width: 100%;
	height: 100%;
	object-fit: cover;
	opacity: 0;
	transition: opacity var(--t-swap) var(--ease);
}
.cf-dial__photo img.is-on { opacity: 1; }
.cf-dial-copy { display: none; }
.cf-dial-copy.is-on { display: block; }
.cf-widget__pulse {
	width: 0.5rem;
	height: 0.5rem;
	border-radius: 50%;
	background: var(--live);
	box-shadow: 0 0 0 4px rgba(74, 222, 128, 0.25);
}
.cf-widget.is-open .cf-widget__pulse { display: none; }
.cf-hero-br { display: none; }
@media (max-width: 639px) { .cf-hero-br { display: block; } }
.cf-dial__node {
	position: absolute;
	display: grid;
	place-items: center;
	width: 5rem;
	height: 5rem;
	margin: -2.5rem 0 0 -2.5rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
	background: var(--cream);
	padding: 0.5rem;
	text-align: center;
	font-size: 0.58rem;
	font-weight: 600;
	letter-spacing: 0.04em;
	text-transform: uppercase;
	line-height: 1.15;
	color: rgba(23, 66, 84, 0.7);
	transition: background-color 300ms ease, color 300ms ease, border-color 300ms ease, transform 300ms ease;
}
@media (min-width: 640px) {
	.cf-dial__node { width: 6.25rem; height: 6.25rem; margin: -3.125rem 0 0 -3.125rem; font-size: 0.68rem; }
}
.cf-dial__node.is-on {
	transform: scale(1.1);
	border-color: var(--gold);
	background: var(--gold);
	color: var(--ink-deep);
	box-shadow: 0 14px 40px -18px rgba(23, 66, 84, 0.8);
}

/* ============================================================================
   PROCESS
   ============================================================================ */
.cf-process { position: relative; }
.cf-process__rail {
	display: none;
	position: absolute;
	left: 1.6rem;
	top: 1rem;
	height: calc(100% - 3rem);
	width: 1px;
	border-left: 1px dashed rgba(23, 66, 84, 0.25);
}
@media (min-width: 640px) { .cf-process__rail { display: block; } }
.cf-process li {
	display: grid;
	gap: 0.75rem 2rem;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	padding: 2rem 0;
}
.cf-process li:last-child { border-bottom: 1px solid rgba(23, 66, 84, 0.12); }
@media (min-width: 640px) {
	.cf-process li { grid-template-columns: 3.25rem 14rem 1fr; align-items: baseline; }
}
.cf-process__n {
	position: relative;
	z-index: 1;
	display: grid;
	place-items: center;
	width: 3.25rem;
	height: 3.25rem;
	border-radius: 50%;
	background: var(--cream);
	box-shadow: 0 0 0 1px rgba(23, 66, 84, 0.2);
	font-family: var(--fd);
	font-weight: 600;
	transition: background-color var(--t-fast) ease-out, color var(--t-fast) ease-out, box-shadow var(--t-fast) ease-out;
}
.cf-process li:hover .cf-process__n {
	background: var(--gold);
	color: var(--ink-deep);
	box-shadow: 0 0 0 1px var(--gold);
}

/* ============================================================================
   ABOUT / TEAM / LOCATIONS
   ============================================================================ */
.cf-about__grid,
.cf-loc__grid {
	display: grid;
	gap: 3.5rem;
}
@media (min-width: 1024px) {
	.cf-about__grid { grid-template-columns: 1fr 1fr; align-items: start; }
	.cf-loc__grid { grid-template-columns: 1fr 22rem; }
}
.cf-wrap.cf-about__grid {
	position: relative;
	z-index: 99999;
}
.cf-about__photo { position: relative; }
.cf-about__stack {
	display: flex;
	flex-direction: column;
	gap: 1rem;
}
.cf-about__stack-item {
	overflow: hidden;
	border-radius: var(--r-panel);
	border: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-about__stack-item:not(:first-child) { display: none; }
@media (min-width: 640px) {
	.cf-about__stack-item:not(:first-child) { display: block; }
}
.cf-about__stack-item img {
	display: block;
	width: 100%;
	aspect-ratio: 4 / 3;
	height: auto;
	object-fit: cover;
}
.cf-about__year {
	position: absolute;
	right: -0.5rem;
	bottom: -2rem;
	z-index: 4;
	display: flex;
	flex-direction: column;
	justify-content: center;
	align-items: center;
	width: 9rem;
	height: 9rem;
	border-radius: 50%;
	background: var(--gold);
	text-align: center;
	color: var(--ink-deep);
}
@media (min-width: 640px) { .cf-about__year { right: -2rem; width: 11rem; height: 11rem; } }
.cf-split { display: flex; flex-direction: column; border-top: 1px solid currentColor; border-bottom: 1px solid currentColor; }
.cf-split li {
	display: flex;
	align-items: flex-start;
	gap: 1.25rem;
	padding: 1.5rem 0;
	border-bottom: 1px solid currentColor;
}
.cf-split li:last-child { border-bottom: 0; }
.cf-about .cf-split { border-color: rgba(246, 241, 231, 0.12); color: inherit; }
.cf-split__n {
	flex-shrink: 0;
	margin-top: 0.15rem;
	min-width: 1.75rem;
	font-family: var(--fd);
	font-size: 0.875rem;
	font-weight: 600;
	letter-spacing: 0.06em;
	color: var(--gold);
}
.cf-split--plain,
.cf-split--plain li { border: 0; }
.cf-split--under {
	margin-top: 1.25rem;
	border: 0;
}
.cf-split--under li {
	gap: 0.85rem;
	padding: 1rem 0;
	border-top: 0;
	border-left: 0;
	border-right: 0;
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
}
.cf-split--under li:last-child { border-bottom: 1px solid rgba(23, 66, 84, 0.12); }
.cf-split--under .cf-range__dot { margin-top: 0.55rem; }
.cf-split .cf-num {
	flex: 0 0 3rem;
	width: 3rem;
	height: 3rem;
	min-width: 3rem;
	min-height: 3rem;
	aspect-ratio: 1;
}
.cf-creds li { gap: 1.5rem; padding: 1.25rem 0; }
.cf-creds__icon {
	border-color: rgba(198, 164, 78, 0.5);
	color: var(--gold);
}
.cf-creds__icon i {
	font-size: 0.95rem;
	line-height: 1;
}

.cf-team-grid {
	display: grid;
	gap: 1.5rem;
	margin-top: 3.5rem;
}
@media (min-width: 640px) { .cf-team-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .cf-team-grid { grid-template-columns: repeat(4, 1fr); } }
.cf-person {
	display: flex;
	flex-direction: column;
	height: 100%;
	border-radius: var(--r-card);
	padding: 1.5rem;
}
.cf-person img { width: 5rem; height: 5rem; border-radius: 50%; object-fit: cover; }
.cf-person__bio {
	margin-top: 0.75rem;
	flex: 1;
	font-size: 1rem;
	line-height: 1.65;
	color: rgba(23, 66, 84, 0.65);
}
.cf-office-pill {
	display: inline-flex;
	align-items: center;
	gap: 0.35rem;
	border-radius: var(--r-pill);
	background: rgba(23, 66, 84, 0.05);
	padding: 0.25rem 0.625rem;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.16em;
	text-transform: uppercase;
}

/* Team portrait cards + carousel */
.cf-team-section__head {
	display: flex;
	flex-direction: column;
	gap: 1.5rem;
	margin-top: 2rem;
}
@media (min-width: 768px) {
	.cf-team-section__head {
		flex-direction: row;
		align-items: flex-end;
		justify-content: space-between;
	}
}
.cf-team-section__title {
	max-width: 40rem;
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.05;
}
.cf-team-section__actions {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 1.25rem;
}
.cf-team-section__arrows {
	display: flex;
	gap: 0.5rem;
}
.cf-team-track {
	display: flex;
	gap: 2rem;
	margin: 1.5rem 0 0;
	padding: 2rem var(--gutter);
	list-style: none;
	overflow-x: auto;
	scroll-snap-type: x mandatory;
	scroll-padding-inline: var(--gutter);
	-webkit-overflow-scrolling: touch;
	cursor: grab;
	touch-action: pan-y;
	user-select: none;
}
.cf-team-track.is-dragging {
	cursor: grabbing;
	scroll-snap-type: none;
}
.cf-team-track img {
	pointer-events: none;
	-webkit-user-drag: none;
	user-select: none;
}
.cf-team-track__item {
	flex: 0 0 78%;
	scroll-snap-align: start;
	min-width: 0;
}
@media (min-width: 640px) {
	.cf-team-track__item { flex-basis: calc((100% - 2rem) / 2); }
}
@media (min-width: 1024px) {
	.cf-team-track__item { flex-basis: calc((100% - 6rem) / 4); }
}
.cf-team-card {
	position: relative;
	isolation: isolate;
}
.cf-team-card__accent {
	position: absolute;
	z-index: -1;
	border-radius: 50%;
	pointer-events: none;
}
.cf-team-card__accent--0 {
	left: -1.25rem;
	top: -1.25rem;
	width: 6rem;
	height: 6rem;
	background: var(--gold);
}
.cf-team-card__accent--1 {
	right: -1.5rem;
	bottom: -1.5rem;
	width: 8rem;
	height: 8rem;
	border: 1px solid rgba(23, 66, 84, 0.25);
	background: transparent;
}
.cf-team-card__accent--2 {
	right: -1.25rem;
	top: -1.25rem;
	width: 6rem;
	height: 6rem;
	background: var(--gold);
}
.cf-team-card__accent--3 {
	left: -1.5rem;
	bottom: -1.5rem;
	width: 8rem;
	height: 8rem;
	border: 1px solid rgba(23, 66, 84, 0.25);
	background: transparent;
}
.cf-team-card__figure {
	position: relative;
	overflow: hidden;
	margin: 0;
	border-radius: var(--r-card);
	background: var(--cream);
	box-shadow: inset 0 0 0 1px rgba(23, 66, 84, 0.1);
}
.cf-team-card__figure img {
	display: block;
	width: 100%;
	aspect-ratio: 4 / 5;
	object-fit: cover;
	object-position: top center;
}
.cf-team-card__caption {
	position: absolute;
	inset: auto 0.75rem 0.75rem;
	overflow: hidden;
	border-radius: 1rem;
	background: rgba(14, 46, 60, 0.75);
	backdrop-filter: blur(10px);
	-webkit-backdrop-filter: blur(10px);
	padding: 1rem 1.25rem;
}
.cf-team-card__dots {
	pointer-events: none;
	position: absolute;
	inset: 0;
	opacity: 0.18;
	background-image: radial-gradient(rgba(246, 241, 231, 0.9) 1px, transparent 1px);
	background-size: 10px 10px;
	-webkit-mask-image: linear-gradient(to left, black, transparent 75%);
	mask-image: linear-gradient(to left, black, transparent 75%);
}
.cf-team-card__name {
	position: relative;
	margin: 0;
	font-family: var(--fd);
	font-size: 1.125rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	line-height: 1.2;
	color: var(--cream);
}
@media (min-width: 640px) {
	.cf-team-card__name { font-size: 1.25rem; }
}
.cf-team-card__role {
	position: relative;
	margin: 0.35rem 0 0;
	font-size: 0.6rem;
	font-weight: 600;
	line-height: 1.35;
	letter-spacing: 0.18em;
	text-transform: uppercase;
	color: var(--gold);
}
.cf-team-card__head { position: relative; flex-shrink: 0; }
.cf-team-card--bio { cursor: pointer; }
.cf-team-card--bio:focus { outline: none; }
.cf-team-card--bio:focus-visible .cf-team-card__figure {
	outline: 2px solid var(--gold);
	outline-offset: 3px;
}
.cf-team-card--bio .cf-team-card__caption {
	display: flex;
	flex-direction: column;
	max-height: calc(100% - 1.5rem);
	transition: background-color 300ms ease;
}
.cf-team-card__bio {
	position: relative;
	min-height: 0;
	max-height: 0;
	margin: 0;
	padding-bottom: 0;
	overflow: hidden;
	opacity: 0;
	-webkit-mask-image: linear-gradient(to bottom, black calc(100% - 0.75rem), transparent);
	mask-image: linear-gradient(to bottom, black calc(100% - 0.75rem), transparent);
	font-size: 0.8rem;
	line-height: 1.6;
	color: rgba(246, 241, 231, 0.85);
	scrollbar-width: thin;
	scrollbar-color: rgba(246, 241, 231, 0.35) transparent;
	transition:
		max-height 450ms cubic-bezier(0.23, 1, 0.32, 1),
		margin-top 450ms cubic-bezier(0.23, 1, 0.32, 1),
		opacity 250ms ease;
}
.cf-team-card__bio::-webkit-scrollbar { width: 4px; }
.cf-team-card__bio::-webkit-scrollbar-thumb {
	border-radius: 4px;
	background: rgba(246, 241, 231, 0.35);
}
.cf-team-card--bio:focus-within .cf-team-card__caption,
.cf-team-card--bio.is-open .cf-team-card__caption {
	background-color: rgba(14, 46, 60, 0.92);
}
.cf-team-card--bio:focus-within .cf-team-card__bio,
.cf-team-card--bio.is-open .cf-team-card__bio {
	max-height: 30rem;
	margin-top: 0.85rem;
	padding-bottom: 0.75rem;
	overflow-y: auto;
	opacity: 1;
	transition-delay: 0ms, 0ms, 120ms;
}
@media (hover: hover) {
	.cf-team-card--bio:hover .cf-team-card__caption { background-color: rgba(14, 46, 60, 0.92); }
	.cf-team-card--bio:hover .cf-team-card__bio {
		max-height: 30rem;
		margin-top: 0.85rem;
		padding-bottom: 0.75rem;
		overflow-y: auto;
		opacity: 1;
		transition-delay: 0ms, 0ms, 120ms;
	}
}
@media (prefers-reduced-motion: reduce) {
	.cf-team-card--bio .cf-team-card__caption,
	.cf-team-card__bio { transition: none; }
}

.cf-carousel { display: flex; gap: 1.5rem; overflow-x: auto; scroll-snap-type: x mandatory; padding: 0 var(--gutter) 1rem; }
.cf-carousel li { flex: 0 0 19rem; scroll-snap-align: start; overflow: hidden; border-radius: var(--r-aside); }
@media (min-width: 640px) { .cf-carousel li { flex-basis: 23rem; } }
.cf-carousel img { width: 100%; height: 100%; object-fit: cover; transition: transform 700ms ease; }
.cf-carousel li:hover img { transform: scale(1.05); }

.cf-loc-list { border-top: 1px solid rgba(23, 66, 84, 0.15); }
.cf-loc-list li {
	border-bottom: 1px solid rgba(23, 66, 84, 0.15);
}
.cf-loc-btn {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.5rem 2rem;
	width: 100%;
	padding: 1.5rem 0;
	text-align: left;
}
.cf-loc-btn__city {
	font-size: clamp(1.5rem, 3vw, 1.875rem);
}
.cf-loc-btn__detail {
	font-size: 0.875rem;
	line-height: 1.5;
	color: rgba(23, 66, 84, 0.6);
}
.cf-loc-dot {
	width: 0.875rem;
	height: 0.875rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 2px solid var(--ink);
	transition: background-color var(--t-fast) ease-out;
}
.cf-loc-list .cf-loc-btn:hover .cf-loc-dot,
.cf-loc-list .cf-loc-btn.is-on .cf-loc-dot {
	background: var(--gold);
}
.cf-address {
	border-radius: var(--r-aside);
	border: 1px solid rgba(23, 66, 84, 0.15);
	background: var(--ink);
	padding: 2rem;
	color: var(--cream);
}
@media (min-width: 1024px) {
	.cf-address { position: sticky; top: calc(var(--header-offset) + 1rem); }
}
.cf-address a { display: inline-flex; align-items: center; }
.cf-address a:hover { color: var(--gold); }

/* ============================================================================
   SOLUTIONS GRID / CATALOGUE / MATCHER
   ============================================================================ */
.cf-sol-grid {
	display: grid;
	gap: 1.25rem;
	margin-top: 3.5rem;
}
@media (min-width: 768px) { .cf-sol-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .cf-sol-grid { grid-template-columns: repeat(3, 1fr); } }
.cf-sol-grid .cf-card { display: flex; flex-direction: column; height: 100%; }
.cf-sol-grid .cf-card h3 { margin-top: 1.5rem; }
.cf-sol-foot {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	justify-content: space-between;
	gap: 0.75rem;
	margin-top: 1.75rem;
	padding-top: 1.25rem;
	border: 0;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
}
.cf-cat-row .cf-sol-foot {
	margin-top: 1.75rem;
	border-top-color: rgba(246, 241, 231, 0.15);
}
@media (min-width: 1024px) {
	.cf-cat-row .cf-sol-foot { margin-top: auto; }
}
.cf-range { display: inline-flex; align-items: center; gap: 0.6rem; font-size: 0.875rem; font-weight: 600; }
.cf-range__dot {
	width: 0.5rem;
	height: 0.5rem;
	min-width: 0.5rem;
	min-height: 0.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	background: var(--gold);
}

.cf-cat-row {
	display: grid;
	overflow: hidden;
	border-radius: var(--r-aside);
	background: var(--ink);
	color: var(--cream);
}
.cf-cat-row__copy { order: 2; }
.cf-cat-row__media { order: 1; }
@media (min-width: 1024px) {
	.cf-cat-row { grid-template-columns: 7fr 3fr; }
	.cf-cat-row.is-flip { grid-template-columns: 3fr 7fr; }
	.cf-cat-row__copy { order: 1; }
	.cf-cat-row__media { order: 2; }
	.cf-cat-row.is-flip .cf-cat-row__copy { order: 2; }
	.cf-cat-row.is-flip .cf-cat-row__media { order: 1; }
}
.cf-cat-row__copy { display: flex; flex-direction: column; padding: 2rem; }
@media (min-width: 1024px) { .cf-cat-row__copy { padding: 3rem; } }
.cf-cat-row__media { position: relative; height: 14rem; overflow: hidden; }
@media (min-width: 1024px) { .cf-cat-row__media { height: auto; } }
.cf-cat-row__media img { width: 100%; height: 100%; object-fit: cover; transition: transform 700ms ease; }
.cf-cat-row:hover .cf-cat-row__media img { transform: scale(1.05); }

.cf-matcher { display: grid; gap: 1.5rem; margin-top: 3.5rem; }
@media (min-width: 1024px) { .cf-matcher { grid-template-columns: 1.1fr 1fr; } }
.cf-matcher__list { border-top: 1px solid rgba(23, 66, 84, 0.12); border-bottom: 1px solid rgba(23, 66, 84, 0.12); }
.cf-matcher__btn {
	display: flex;
	width: 100%;
	align-items: center;
	gap: 1.25rem;
	padding: 1.5rem 0;
	text-align: left;
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
}
.cf-matcher__list li:last-child .cf-matcher__btn { border-bottom: 0; }
.cf-matcher__radio {
	display: grid;
	place-items: center;
	width: 2.75rem;
	height: 2.75rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.25);
	transition: background-color var(--t-fast) ease-out, border-color var(--t-fast) ease-out;
}
.cf-matcher__radio span { width: 0.625rem; height: 0.625rem; border-radius: 50%; background: rgba(23, 66, 84, 0.2); }
.cf-matcher__btn[aria-pressed="true"] .cf-matcher__radio { border-color: var(--gold); background: var(--gold); }
.cf-matcher__btn[aria-pressed="true"] .cf-matcher__radio span { background: var(--ink-deep); }
.cf-matcher__sit {
	font-family: var(--fd);
	font-size: 1.25rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: rgba(23, 66, 84, 0.55);
}
.cf-matcher__btn[aria-pressed="true"] .cf-matcher__sit { color: var(--ink); }
.cf-matcher__panel {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	align-self: start;
	height: fit-content;
	border-radius: var(--r-aside);
	background: var(--ink);
	padding: 2rem;
	color: var(--cream);
}
.cf-matcher__deco {
	right: -5rem;
	top: -5rem;
	z-index: -1;
	width: 14rem;
	height: 14rem;
}
.cf-matcher-pick { display: none; }
.cf-matcher-pick.is-on { display: block; }
.cf-matcher__picks {
	margin-top: 2rem;
	border-top: 1px solid rgba(246, 241, 231, 0.12);
	border-bottom: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-matcher__picks li + li {
	border-top: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-matcher__pick {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 1rem;
	padding: 1rem 0;
}
.cf-matcher__pick-title {
	display: block;
	font-size: 1.25rem;
	color: var(--cream);
}
.cf-matcher__pick-range {
	display: block;
	margin-top: 0.25rem;
	font-size: 0.875rem;
	color: rgba(246, 241, 231, 0.55);
}
.cf-matcher__go {
	width: 2.5rem;
	height: 2.5rem;
	padding: 0;
}
.cf-matcher__go i,
.cf-btn.cf-matcher__go:hover i {
	transform: rotate(-45deg);
}
.cf-matcher__pick:hover .cf-matcher__go {
	border-color: var(--gold);
	background: var(--gold);
	color: var(--ink-deep);
}

.cf-faq-grid { display: grid; gap: 1rem; margin-top: 3.5rem; }
.cf-faq {
	border-radius: var(--r-card);
	border: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream);
	transition: border-color var(--t-fast) ease-out, background-color var(--t-fast) ease-out;
}
.cf-faq.is-open { border-color: var(--gold); background: var(--panel); }
.cf-faq__btn { display: flex; width: 100%; align-items: flex-start; gap: 1.25rem; padding: 1.75rem; text-align: left; }
.cf-faq__main {
	flex: 1;
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: 0.65rem;
	min-width: 0;
}
.cf-faq .cf-num {
	width: 2rem;
	height: 2rem;
	font-size: 0.6875rem;
	flex-shrink: 0;
}
.cf-faq__body { display: none; padding: 0 1.75rem 1.75rem; }
.cf-faq.is-open .cf-faq__body { display: block; }

/* ============================================================================
   FOOTER
   ============================================================================ */
.cf-footer { position: relative; overflow: hidden; background: var(--cream); padding-top: 6rem; }
@media (min-width: 640px) { .cf-footer { padding-top: 8rem; } }
.cf-footer--compact { padding-top: 0; }
.cf-footer--compact .cf-footer__box { margin-top: 0; }
.cf-footer__intro {
	display: grid;
	gap: 4rem;
}
@media (min-width: 1024px) {
	.cf-footer__intro { grid-template-columns: 1fr 1.05fr; align-items: start; }
}

/* ============================================================================
   ENQUIRE FLOW
   ============================================================================ */
.cf-enquire {
	position: relative;
	isolation: isolate;
	display: flex;
	flex-direction: column;
	overflow: hidden;
	border-radius: var(--r-panel);
	background: var(--ink);
	padding: 2rem;
	color: var(--cream);
}
@media (min-width: 640px) { .cf-enquire { padding: 3rem; } }
.cf-enquire--fixed { min-height: 45rem; }
.cf-enquire--flush {
	border-top-left-radius: 0;
	border-top-right-radius: 0;
}
.cf-enquire__glow {
	position: absolute;
	left: -6rem;
	top: -6rem;
	z-index: -1;
	width: 16rem;
	height: 16rem;
	border-radius: 50%;
	background: rgba(198, 164, 78, 0.1);
	filter: blur(40px);
	pointer-events: none;
}
.cf-enquire__ring {
	position: absolute;
	right: -5rem;
	bottom: 1rem;
	z-index: -1;
	width: 14rem;
	height: 14rem;
	border-radius: 50%;
	border: 1px solid rgba(246, 241, 231, 0.1);
	pointer-events: none;
}
.cf-enquire__intro,
.cf-enquire__steps,
.cf-enquire__sent {
	display: flex;
	flex-direction: column;
	flex: 1;
}
.cf-enquire__intro[hidden],
.cf-enquire__steps[hidden],
.cf-enquire__sent[hidden],
.cf-enquire__pane[hidden] { display: none; }
.cf-enquire__kicker {
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.28em;
	text-transform: uppercase;
	color: var(--gold);
}
.cf-enquire__title {
	margin-top: 0.75rem;
	font-family: var(--fd);
	font-size: 1.875rem;
	font-weight: 600;
	line-height: 1.02;
	letter-spacing: -0.01em;
	color: var(--cream);
}
.cf-enquire__lede {
	margin-top: 1rem;
	max-width: 28rem;
	font-size: 1rem;
	line-height: 1.625;
	color: rgba(246, 241, 231, 0.7);
}
.cf-enquire__lede--center { margin-left: auto; margin-right: auto; text-align: center; }
.cf-enquire__steps-list {
	display: flex;
	flex-direction: column;
	margin-top: 2rem;
	border-top: 1px solid rgba(246, 241, 231, 0.12);
	border-bottom: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-enquire__steps-list li {
	display: flex;
	align-items: center;
	gap: 1rem;
	padding: 1rem 0;
	border-bottom: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-enquire__steps-list li:last-child { border-bottom: 0; }
.cf-enquire__num {
	display: grid;
	place-items: center;
	width: 2.5rem;
	height: 2.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(198, 164, 78, 0.5);
	font-family: var(--fd);
	font-size: 0.75rem;
	font-weight: 600;
	color: var(--gold);
}
.cf-enquire__step-title {
	display: block;
	font-family: var(--fd);
	font-size: 1.125rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--cream);
}
.cf-enquire__step-hint {
	display: block;
	margin-top: 0.125rem;
	font-size: 0.875rem;
	color: rgba(246, 241, 231, 0.55);
}
.cf-enquire__start { width: 100%; margin-top: auto; padding: 1rem 1.5rem; }
.cf-enquire__start i { transition: transform var(--t-fast) ease-out; }
.cf-enquire__start:hover i { transform: translateX(4px); }
.cf-enquire__legal {
	margin-top: 1rem;
	font-size: 0.875rem;
	line-height: 1.625;
	color: rgba(246, 241, 231, 0.45);
}

.cf-enquire__progress {
	margin: -2rem -2rem 0;
	padding: 1.5rem 2rem;
	border-bottom: 1px solid rgba(246, 241, 231, 0.15);
	background: rgba(246, 241, 231, 0.05);
}
@media (min-width: 640px) {
	.cf-enquire__progress { margin: -3rem -3rem 0; padding: 1.5rem 3rem; }
}
.cf-enquire__progress-row {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 1rem;
}
.cf-enquire__progress-hint {
	font-size: 0.6rem;
	font-weight: 600;
	letter-spacing: 0.18em;
	text-transform: uppercase;
	color: rgba(246, 241, 231, 0.5);
	text-align: right;
}
.cf-enquire__bars { display: flex; gap: 0.5rem; margin-top: 1rem; }
.cf-enquire__bar {
	height: 0.25rem;
	flex: 1;
	border-radius: var(--r-pill);
	background: rgba(246, 241, 231, 0.15);
	transition: background-color 200ms ease-out;
}
.cf-enquire__bar.is-on { background: var(--gold); }

.cf-enquire__body {
	display: flex;
	flex-direction: column;
	flex: 1;
	padding-top: 2rem;
}
.cf-enquire__heading {
	font-family: var(--fd);
	font-size: 1.5rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--cream);
}
.cf-enquire__amount-wrap { margin-top: 2rem; }
.cf-enquire__label {
	font-size: 0.6rem;
	font-weight: 600;
	letter-spacing: 0.2em;
	text-transform: uppercase;
	color: rgba(246, 241, 231, 0.5);
}
.cf-enquire__amount {
	display: flex;
	align-items: center;
	gap: 0.75rem;
	margin-top: 0.75rem;
	border-radius: 1rem;
	border: 1px solid rgba(246, 241, 231, 0.2);
	background: rgba(246, 241, 231, 0.05);
	padding: 0 1.5rem;
	transition: border-color var(--t-fast) ease-out;
}
.cf-enquire__amount:focus-within { border-color: var(--gold); }
.cf-enquire__amount span {
	font-family: var(--fd);
	font-size: 1.5rem;
	font-weight: 600;
	color: rgba(246, 241, 231, 0.45);
}
.cf-enquire__amount input {
	width: 100%;
	border: 0;
	background: transparent;
	padding: 1.25rem 0;
	font-family: var(--fd);
	font-size: 1.5rem;
	font-weight: 600;
	color: var(--cream);
	outline: none;
}
.cf-enquire__amount input::placeholder {
	font-family: var(--f);
	font-size: 1.125rem;
	font-weight: 400;
	color: rgba(246, 241, 231, 0.3);
}
.cf-enquire__help {
	margin-top: 0.75rem;
	font-size: 0.875rem;
	line-height: 1.625;
	color: rgba(246, 241, 231, 0.5);
}
.cf-enquire__help.is-error { font-weight: 500; color: var(--gold); }
.cf-enquire__presets {
	display: flex;
	flex-wrap: wrap;
	gap: 0.5rem;
	margin-top: 1.5rem;
}
.cf-enquire__preset {
	border-radius: var(--r-pill);
	border: 1px solid rgba(246, 241, 231, 0.2);
	padding: 0.5rem 1rem;
	font-size: 0.875rem;
	font-weight: 600;
	color: rgba(246, 241, 231, 0.75);
	transition: background-color var(--t-fast) ease-out, color var(--t-fast) ease-out, border-color var(--t-fast) ease-out;
}
.cf-enquire__preset:hover { border-color: rgba(246, 241, 231, 0.5); color: var(--cream); }
.cf-enquire__preset.is-on {
	border-color: transparent;
	background: var(--gold);
	color: var(--ink-deep);
}

.cf-enquire__needs { margin-top: 1.75rem; }
.cf-enquire__needs ul {
	display: grid;
	gap: 0.75rem;
}
@media (min-width: 640px) { .cf-enquire__needs ul { grid-template-columns: 1fr 1fr; } }
.cf-enquire__need {
	display: flex;
	width: 100%;
	align-items: center;
	gap: 0.75rem;
	border-radius: 1rem;
	border: 1px solid rgba(246, 241, 231, 0.2);
	padding: 0.875rem 1rem;
	text-align: left;
	color: rgba(246, 241, 231, 0.8);
	transition: background-color var(--t-fast) ease-out, color var(--t-fast) ease-out, border-color var(--t-fast) ease-out;
}
.cf-enquire__need:hover { border-color: rgba(246, 241, 231, 0.5); color: var(--cream); }
.cf-enquire__need.is-on {
	border-color: transparent;
	background: var(--gold);
	color: var(--ink-deep);
}
.cf-enquire__need-mark {
	display: grid;
	place-items: center;
	width: 1.75rem;
	height: 1.75rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(246, 241, 231, 0.25);
	font-size: 0.6rem;
	font-weight: 600;
}
.cf-enquire__need.is-on .cf-enquire__need-mark {
	border-color: rgba(14, 46, 60, 0.3);
	background: rgba(14, 46, 60, 0.1);
}
.cf-enquire__need-mark i { display: none; }
.cf-enquire__need.is-on .cf-enquire__need-n { display: none; }
.cf-enquire__need.is-on .cf-enquire__need-mark i { display: block; }
.cf-enquire__need-label { font-size: 0.875rem; font-weight: 600; }

.cf-enquire__fields {
	display: flex;
	flex-direction: column;
	gap: 1rem;
	margin-top: 1.75rem;
}
.cf-enquire__summary {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.5rem;
	border-radius: 1rem;
	border: 1px solid rgba(246, 241, 231, 0.15);
	background: rgba(246, 241, 231, 0.05);
	padding: 1rem 1.25rem;
	font-size: 0.875rem;
	color: rgba(246, 241, 231, 0.7);
}
.cf-enquire__summary [data-cf-enquire-summary-amount] {
	font-family: var(--fd);
	font-size: 1.125rem;
	font-weight: 600;
	color: var(--cream);
}
.cf-enquire__dot {
	width: 0.375rem;
	height: 0.375rem;
	border-radius: 50%;
	background: var(--gold);
}
.cf-enquire__grid {
	display: grid;
	gap: 1rem;
}
@media (min-width: 640px) { .cf-enquire__grid { grid-template-columns: 1fr 1fr; } }
.cf-enquire__field { display: flex; flex-direction: column; gap: 0.5rem; }
.cf-enquire__fields .cf-enquire__field {
	position: relative;
	display: block;
	gap: 0;
}
.cf-enquire__fields .cf-input--dark {
	background: rgba(0, 0, 0, 0.1);
	padding: 1.4rem 1.125rem 0.55rem;
}
.cf-enquire__fields textarea.cf-input--dark {
	padding-top: 1.65rem;
	padding-bottom: 0.75rem;
}
.cf-enquire__fields .cf-input--dark::placeholder { color: transparent; }
.cf-enquire__fields .cf-enquire__label {
	position: absolute;
	left: 1.125rem;
	right: 1.125rem;
	top: 50%;
	margin: 0;
	transform: translateY(-50%);
	pointer-events: none;
	overflow: hidden;
	font-size: 1rem;
	font-weight: 400;
	letter-spacing: 0;
	text-transform: none;
	color: rgba(246, 241, 231, 0.45);
	white-space: nowrap;
	text-overflow: ellipsis;
	transition: top var(--t-fast) ease-out, transform var(--t-fast) ease-out, font-size var(--t-fast) ease-out, letter-spacing var(--t-fast) ease-out, color var(--t-fast) ease-out;
}
.cf-enquire__fields textarea ~ .cf-enquire__label {
	top: 1.15rem;
	transform: none;
}
.cf-enquire__fields input:focus ~ .cf-enquire__label,
.cf-enquire__fields input:not(:placeholder-shown) ~ .cf-enquire__label,
.cf-enquire__fields input:-webkit-autofill ~ .cf-enquire__label,
.cf-enquire__fields textarea:focus ~ .cf-enquire__label,
.cf-enquire__fields textarea:not(:placeholder-shown) ~ .cf-enquire__label,
.cf-enquire__fields select ~ .cf-enquire__label {
	top: 0.4rem;
	transform: none;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.12em;
	text-transform: uppercase;
	color: rgba(246, 241, 231, 0.55);
}
.cf-enquire__optional {
	text-transform: none;
	letter-spacing: 0;
	font-weight: 500;
	color: rgba(246, 241, 231, 0.35);
}
.cf-enquire textarea.cf-input--dark { border-radius: 1.25rem; resize: none; }

.cf-enquire__nav {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 0.75rem;
	margin-top: auto;
	padding-top: 1.5rem;
}
.cf-enquire__back,
.cf-enquire__again {
	display: inline-flex;
	align-items: center;
	gap: 0.5rem;
	border-radius: var(--r-pill);
	border: 1px solid rgba(246, 241, 231, 0.25);
	padding: 0.875rem 1.5rem;
	font-size: 0.875rem;
	font-weight: 500;
	color: var(--cream);
	transition: background-color var(--t-fast) ease-out;
}
.cf-enquire__back:hover,
.cf-enquire__again:hover { background: rgba(246, 241, 231, 0.1); }
.cf-enquire__next i { transition: transform var(--t-fast) ease-out; }
.cf-enquire__next:hover i { transform: translateX(2px); }

.cf-enquire__sent { justify-content: center; text-align: center; }
.cf-enquire__check {
	display: grid;
	place-items: center;
	width: 4rem;
	height: 4rem;
	margin: 0 auto;
	border-radius: 50%;
	background: var(--gold);
	color: var(--ink-deep);
	font-size: 1.75rem;
}
.cf-enquire__sent .cf-enquire__title { margin-top: 1.5rem; }
.cf-enquire__sent-actions {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: 0.75rem;
	margin-top: 2rem;
}

.cf-enquire__adviser {
	display: flex;
	align-items: center;
	gap: 1rem;
	padding: 1.25rem 2rem;
	border-bottom: 1px solid rgba(246, 241, 231, 0.15);
	background: var(--ink-deep);
	color: var(--cream);
	border-radius: var(--r-panel) var(--r-panel) 0 0;
}
.cf-enquire__adviser-photo {
	position: relative;
	flex-shrink: 0;
}
.cf-enquire__adviser-photo img {
	display: block;
	width: 2.75rem;
	height: 2.75rem;
	border-radius: 50%;
	object-fit: cover;
	box-shadow: 0 0 0 1px rgba(246, 241, 231, 0.2);
}
.cf-enquire__adviser-dot {
	position: absolute;
	right: -0.125rem;
	bottom: -0.125rem;
	width: 0.875rem;
	height: 0.875rem;
	border-radius: 50%;
	border: 2px solid var(--ink-deep);
	background: #4ade80;
}
.cf-enquire__adviser-name {
	font-size: 0.875rem;
	font-weight: 600;
	white-space: nowrap;
	overflow: hidden;
	text-overflow: ellipsis;
}
.cf-enquire__adviser-role {
	margin-top: 0.125rem;
	font-size: 0.75rem;
	color: rgba(246, 241, 231, 0.55);
	white-space: nowrap;
	overflow: hidden;
	text-overflow: ellipsis;
}
.cf-enquire__adviser > div { min-width: 0; }

.cf-overlay--enquire .cf-overlay__panel {
	max-width: 36rem;
	max-height: 90vh;
	padding: 0;
	border: 0;
	background: var(--ink);
	overflow: hidden;
	overflow-y: auto;
}
.cf-overlay--enquire .cf-overlay__close {
	z-index: 2;
	border-color: rgba(246, 241, 231, 0.25);
	color: var(--cream);
}
.cf-overlay--enquire .cf-overlay__close:hover {
	background: var(--cream);
	color: var(--ink);
}

.cf-dial-amount { position: relative; width: 13rem; height: 13rem; margin: 0 auto; }
.cf-dial-amount svg { width: 100%; height: 100%; transform: rotate(-90deg); }
.cf-dial-amount__value {
	position: absolute;
	inset: 0;
	display: grid;
	place-items: center;
	font-family: var(--fd);
	font-size: 2.25rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--cream);
}
.cf-range-input {
	width: 100%;
	height: 0.375rem;
	margin-top: 0.75rem;
	appearance: none;
	border-radius: var(--r-pill);
	background: rgba(246, 241, 231, 0.2);
	accent-color: var(--gold);
	cursor: pointer;
}
.cf-footer__box {
	position: relative;
	overflow: hidden;
	margin-top: 6rem;
	border-radius: var(--r-panel);
	background: var(--ink-deep);
	padding: 2rem;
	color: var(--cream);
}
@media (min-width: 640px) { .cf-footer__box { padding: 3rem; } }
@media (min-width: 1024px) { .cf-footer__box { padding: 4rem; } }
.cf-footer__cols {
	position: relative;
	display: grid;
	gap: 3rem;
}
@media (min-width: 1024px) { .cf-footer__cols { grid-template-columns: 1.4fr 1fr 1fr 1.1fr; } }
.cf-footer__logo {
	display: inline-flex;
	align-items: center;
	line-height: 0;
	border-radius: var(--r-pill);
	background: var(--cream);
	padding: 0.5rem 1rem;
}
.cf-footer__logo .custom-logo-link,
.cf-footer__logo a { display: block; line-height: 0; }
.cf-footer__logo img,
.cf-footer__logo .custom-logo {
	height: 2rem;
	width: auto;
	mix-blend-mode: multiply;
}
.cf-footer__legal {
	margin-top: 2.5rem;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	padding: 2.5rem 0;
	font-size: 0.875rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.55);
}
.cf-footer__legal p + p { margin-top: 1rem; }

/* ============================================================================
   CONTACT WIDGET + MODALS
   ============================================================================ */
.cf-widget {
	position: fixed;
	right: 1.25rem;
	bottom: 1.25rem;
	z-index: 99999990;
	display: flex;
	flex-direction: column;
	align-items: flex-end;
	gap: 0.75rem;
}
.cf-widget__panel {
	display: none;
	width: 19.5rem;
	overflow: hidden;
	border-radius: var(--r-card);
	border: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream);
	box-shadow: 0 30px 80px -30px rgba(23, 66, 84, 0.6);
}
.cf-widget.is-open .cf-widget__panel { display: block; }
.cf-widget__duty {
	display: flex;
	align-items: center;
	gap: 1rem;
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--ink);
	padding: 1.25rem;
	color: var(--cream);
}
.cf-widget__duty img { width: 3.5rem; height: 3.5rem; border-radius: 50%; object-fit: cover; }
.cf-live {
	position: relative;
}
.cf-live::after {
	content: '';
	position: absolute;
	right: -2px;
	bottom: -2px;
	width: 1rem;
	height: 1rem;
	border-radius: 50%;
	border: 2px solid var(--ink);
	background: var(--live);
}
.cf-widget__list li { border-top: 1px solid rgba(23, 66, 84, 0.1); }
.cf-widget__list a,
.cf-widget__list button {
	display: flex;
	width: 100%;
	align-items: center;
	gap: 1rem;
	padding: 1rem 1.25rem;
	text-align: left;
	transition: background-color var(--t-fast) ease-out;
}
.cf-widget__list a:hover,
.cf-widget__list button:hover { background: rgba(23, 66, 84, 0.05); }
.cf-widget__list a:hover .cf-btn--icon,
.cf-widget__list button:hover .cf-btn--icon {
	background: var(--gold);
	border-color: transparent;
	color: var(--ink-deep);
}
.cf-widget__list a:hover .fa-arrow-right,
.cf-widget__list button:hover .fa-arrow-right {
	transform: translateX(2px);
}
.cf-widget__list .fa-arrow-right {
	flex-shrink: 0;
	color: rgba(23, 66, 84, 0.35);
	transition: transform var(--t-fast) ease-out;
}
.cf-widget__fab {
	display: inline-flex;
	align-items: center;
	gap: 0.6rem;
	border-radius: var(--r-pill);
	border: 1px solid rgba(23, 66, 84, 0.14);
	background: var(--panel);
	padding: 0.75rem 1.25rem 0.75rem 0.75rem;
	font-size: 0.875rem;
	font-weight: 600;
	color: var(--ink);
	box-shadow: 0 16px 40px -14px rgba(14, 46, 60, 0.55);
	transition: background-color var(--t-fast) ease-out, border-color var(--t-fast) ease-out;
}
.cf-widget__fab:hover {
	background: var(--cream);
	border-color: rgba(23, 66, 84, 0.22);
}
.cf-widget__fab-icon {
	display: grid;
	place-items: center;
	width: 2.25rem;
	height: 2.25rem;
	border-radius: 50%;
	background: var(--gold);
	color: var(--ink-deep);
}

.cf-contact__title { margin-top: 2rem; max-width: 28rem; }
.cf-contact__lede { margin-top: 1.5rem; max-width: 32rem; }
.cf-contact__office {
	display: block;
	margin-top: 2.5rem;
	max-width: 28rem;
	font-style: normal;
}
.cf-contact__office-label {
	color: var(--gold);
}
.cf-contact__office-lines {
	margin-top: 1rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.7);
}
.cf-contact__office-lines span { display: block; }
.cf-contact__office-links {
	margin: 1.5rem 0 0;
	padding: 0;
	list-style: none;
	display: flex;
	flex-direction: column;
	gap: 0.75rem;
}
.cf-contact__office-links a {
	display: inline-flex;
	align-items: center;
	gap: 0.75rem;
	font-size: 1.0625rem;
	font-weight: 500;
	color: var(--ink);
}
.cf-contact__office-links a:hover { color: var(--ink-deep); }
.cf-contact-form {
	display: grid;
	gap: 3rem;
}
@media (min-width: 1024px) {
	.cf-contact-form {
		grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
		align-items: start;
		gap: 4rem;
	}
}
.cf-contact-panel .cf-enquire__fields { margin-top: 1.5rem; }
.cf-contact-panel .cf-enquire__nav { justify-content: flex-end; }
.cf-contact-panel .cf-enquire__legal {
	margin-top: 1.5rem;
	font-size: 0.8rem;
}
.cf-enquire__legal strong { color: rgba(246, 241, 231, 0.75); font-weight: 600; }
.cf-contact-panel .cf-enquire__next { flex-shrink: 0; }
.cf-contact-panel.is-sent .cf-overlay__form { display: none; }
.cf-contact-panel.is-sent .cf-overlay__success { display: flex; }

.cf-overlay {
	display: none;
	position: fixed;
	inset: 0;
	z-index: 100000000;
	place-items: center;
	padding: 1rem;
}
.cf-overlay.is-open { display: grid; }
.cf-overlay__scrim {
	position: absolute;
	inset: 0;
	background: rgba(14, 46, 60, 0.7);
	backdrop-filter: blur(8px);
	-webkit-backdrop-filter: blur(8px);
	cursor: default;
	border: 0;
}
.cf-overlay__panel {
	position: relative;
	max-height: 88vh;
	width: 100%;
	max-width: 36rem;
	overflow-y: auto;
	border-radius: var(--r-aside);
	border: 1px solid rgba(23, 66, 84, 0.1);
	background: var(--cream);
	padding: 1.75rem;
	box-shadow: 0 40px 120px -40px rgba(23, 66, 84, 0.9);
}
@media (min-width: 640px) { .cf-overlay__panel { padding: 2.25rem; } }
.cf-overlay__close {
	position: absolute;
	right: 1.25rem;
	top: 1.25rem;
	display: grid;
	place-items: center;
	width: 2.5rem;
	height: 2.5rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
	transition: background-color var(--t-fast) ease-out, color var(--t-fast) ease-out;
}
.cf-overlay__close:hover { background: var(--ink); color: var(--cream); }
.cf-overlay__success { display: none; padding: 2rem 0; text-align: center; }
.cf-overlay.is-sent .cf-overlay__form { display: none; }
.cf-overlay.is-sent .cf-overlay__success { display: block; }
.cf-overlay--drawer .cf-overlay { align-items: stretch; justify-content: flex-end; padding: 0; }
.cf-overlay--drawer {
	align-items: stretch;
	justify-content: flex-end;
	padding: 0;
}
.cf-overlay--drawer.is-open { display: flex; }
.cf-overlay.is-open .cf-overlay__panel {
	animation: cf-modal-in var(--t-modal) var(--ease) forwards;
}
.cf-overlay--drawer .cf-overlay__panel,
.cf-overlay--drawer .cf-drawer {
	max-width: 28rem;
	height: 100%;
	max-height: 100%;
	margin-left: auto;
	border-radius: var(--r-panel) 0 0 var(--r-panel);
	background: var(--ink);
	color: var(--cream);
	border: 0;
	padding: 2rem;
}
.cf-drawer {
	width: min(28rem, 100%);
	height: 100%;
	margin-left: auto;
	background: var(--ink-deep);
	color: var(--cream);
	padding: 2rem;
	overflow-y: auto;
}
.cf-field { display: flex; flex-direction: column; gap: 0.5rem; }
.cf-field__label {
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.22em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.5);
}
.cf-float { position: relative; display: block; }
.cf-float .cf-input {
	padding: 1.4rem 1.125rem 0.55rem;
}
.cf-float textarea.cf-input {
	padding-top: 1.65rem;
	padding-bottom: 0.75rem;
	resize: none;
}
.cf-float .cf-input::placeholder { color: transparent; }
.cf-float__label {
	position: absolute;
	left: 1.125rem;
	right: 1.125rem;
	top: 50%;
	margin: 0;
	transform: translateY(-50%);
	pointer-events: none;
	overflow: hidden;
	font-size: 1rem;
	font-weight: 400;
	letter-spacing: 0;
	text-transform: none;
	color: rgba(23, 66, 84, 0.45);
	white-space: nowrap;
	text-overflow: ellipsis;
	transition: top var(--t-fast) ease-out, transform var(--t-fast) ease-out, font-size var(--t-fast) ease-out, letter-spacing var(--t-fast) ease-out, color var(--t-fast) ease-out;
}
.cf-float textarea ~ .cf-float__label {
	top: 1.15rem;
	transform: none;
}
.cf-float input:focus ~ .cf-float__label,
.cf-float input:not(:placeholder-shown) ~ .cf-float__label,
.cf-float input:-webkit-autofill ~ .cf-float__label,
.cf-float textarea:focus ~ .cf-float__label,
.cf-float textarea:not(:placeholder-shown) ~ .cf-float__label,
.cf-float select ~ .cf-float__label {
	top: 0.4rem;
	transform: none;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.12em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.5);
}

.pmd-modal-back {
	display: none;
	position: fixed;
	inset: 0;
	background: rgba(14, 46, 60, 0.7);
	backdrop-filter: blur(8px);
	-webkit-backdrop-filter: blur(8px);
	z-index: 100000000;
	align-items: center;
	justify-content: center;
	padding: 1.5rem;
}
.pmd-modal-back.is-open { display: flex; }
.pmd-modal {
	background: var(--cream);
	color: var(--ink);
	border-radius: var(--r-aside);
	padding: 1.75rem 2rem;
	max-width: 36rem;
	width: 100%;
	max-height: 88vh;
	overflow-y: auto;
	box-shadow: 0 40px 120px -40px rgba(23, 66, 84, 0.9);
	transform: scale(0.96);
	animation: cf-modal-in var(--t-modal) var(--ease) forwards;
}
@keyframes cf-modal-in {
	to { transform: scale(1); }
}
.pmd-modal__close {
	width: 2.5rem;
	height: 2.5rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
}
.pmd-modal__title { font-family: var(--fd); font-weight: 600; }
.pmd-toast {
	border-radius: var(--r-pill);
	background: var(--ink);
	color: var(--cream);
}

body.cf-lock { overflow: hidden; }

/* ============================================================================
   INSIGHTS / DEALS / CAREERS / ARTICLE
   ============================================================================ */
.cf-filters { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.cf-feed { display: grid; gap: 1.5rem; margin-top: 3.5rem; }
@media (min-width: 768px) { .cf-feed { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .cf-feed { grid-template-columns: repeat(3, 1fr); } }
.cf-feed article,
.cf-feed > li > a,
.cf-deal {
	display: flex;
	flex-direction: column;
	height: 100%;
	overflow: hidden;
	border-radius: var(--r-card);
	border: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream);
	transition: border-color var(--t-fast) ease-out;
}
.cf-feed a:hover,
.cf-deal:hover { border-color: var(--gold); }
.cf-feed img,
.cf-deal img { width: 100%; height: 11rem; object-fit: cover; transition: transform 700ms ease; }
.cf-feed a:hover img,
.cf-deal:hover img { transform: scale(1.05); }
[data-filter-item][hidden] { display: none !important; }

.cf-article__head { position: relative; overflow: hidden; background: var(--ink-deep); padding: 3.5rem 0 4rem; color: var(--cream); }
.cf-article__drop::first-letter {
	float: left;
	margin-right: 0.75rem;
	font-family: var(--fd);
	font-size: 3.75rem;
	font-weight: 600;
	line-height: 0.8;
	color: var(--ink);
}
.cf-sidebar { display: flex; flex-direction: column; gap: 1.25rem; }
@media (min-width: 1024px) { .cf-sidebar { position: sticky; top: 7rem; } }

.cf-role {
	overflow: hidden;
	border-radius: var(--r-aside);
	border: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream);
	transition: border-color var(--t-fast) ease-out, background-color var(--t-fast) ease-out;
}
.cf-role.is-open { border-color: var(--gold); background: var(--panel); }
.cf-role__panel { display: none; border-top: 1px solid rgba(23, 66, 84, 0.12); padding: 2rem; }
.cf-role.is-open .cf-role__panel { display: block; }

.cf-split-hero { position: relative; overflow: hidden; background: var(--ink-deep); color: var(--cream); }
.cf-split-hero__img {
	display: none;
	position: absolute;
	inset: 0 0 0 auto;
	width: 42%;
	border-left: 1px solid rgba(246, 241, 231, 0.2);
}
.cf-split-hero__img img { width: 100%; height: 100%; object-fit: cover; }
@media (min-width: 1024px) { .cf-split-hero__img { display: block; } }

.cf-check {
	display: grid;
	place-items: center;
	width: 1.5rem;
	height: 1.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	background: var(--ink);
	color: var(--cream);
	font-size: 0.7rem;
}

/* ============================================================================
   STYLE GUIDE
   ============================================================================ */
.sg-top {
	position: sticky;
	top: 0;
	z-index: 40;
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
	background: rgba(246, 241, 231, 0.9);
	backdrop-filter: blur(12px);
}
.sg-top__inner {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	justify-content: space-between;
	gap: 1rem;
	max-width: var(--wrap);
	margin: 0 auto;
	padding: 1rem var(--gutter);
}
.sg-toc {
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream-dark);
	padding: 1.5rem 0;
}
.sg-toc ul { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.sg-toc a {
	display: inline-block;
	border-radius: var(--r-pill);
	border: 1px solid rgba(23, 66, 84, 0.15);
	background: var(--cream);
	padding: 0.5rem 1rem;
	font-size: 0.875rem;
	font-weight: 500;
	transition: border-color var(--t-fast) ease-out, background-color var(--t-fast) ease-out;
}
.sg-toc a:hover { border-color: var(--gold); background: rgba(198, 164, 78, 0.15); }
.sg-main { max-width: var(--wrap); margin: 0 auto; padding: 5rem var(--gutter); display: flex; flex-direction: column; gap: 5rem; }
.sg-swatch { overflow: hidden; border-radius: var(--r-card); border: 1px solid rgba(23, 66, 84, 0.12); background: var(--cream); }
.sg-swatch__chip { height: 7rem; display: flex; align-items: flex-end; padding: 1.25rem; }
.sg-foot {
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	background: var(--cream-dark);
	padding: 2.5rem 0;
}

.cf-head-split {
	display: flex;
	flex-direction: column;
	gap: 1.5rem;
	margin-top: 2rem;
}
@media (min-width: 768px) {
	.cf-head-split { flex-direction: row; align-items: flex-end; justify-content: space-between; }
}

.cf-grid-2 { display: grid; gap: 1.25rem; }
.cf-grid-2 > * { min-width: 0; }
@media (min-width: 1024px) { .cf-grid-2 { grid-template-columns: 1fr 1fr; } }
.cf-grid-3 { display: grid; gap: 1.25rem; }
@media (min-width: 1024px) { .cf-grid-3 { grid-template-columns: repeat(3, 1fr); } }
.cf-grid-4 { display: grid; gap: 1.25rem; }
@media (min-width: 640px) { .cf-grid-4 { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .cf-grid-4 { grid-template-columns: repeat(4, 1fr); } }

.cf-prose { display: flex; flex-direction: column; gap: 1.75rem; max-width: 42rem; }
.cf-prose p { font-size: 1.125rem; line-height: 1.7; color: rgba(23, 66, 84, 0.75); }

.cf-notice {
	border-radius: var(--r-card);
	border: 1px solid rgba(198, 164, 78, 0.4);
	background: rgba(198, 164, 78, 0.1);
	padding: 1.75rem;
}

#page { min-height: 100vh; }
.site-content { min-height: 40vh; }

.cf-404 { text-align: center; padding: 8rem 0 6rem; }
.cf-search-list { display: flex; flex-direction: column; gap: 1.25rem; margin-top: 2rem; }
.cf-search-list a { display: block; border-radius: var(--r-card); border: 1px solid rgba(23, 66, 84, 0.12); padding: 1.5rem; }
.cf-search-list a:hover { border-color: var(--gold); }

.cf-upload {
	display: flex;
	width: 100%;
	align-items: center;
	gap: 1rem;
	margin-top: 0.75rem;
	border-radius: 1rem;
	border: 1px dashed rgba(23, 66, 84, 0.3);
	background: var(--panel);
	padding: 1.25rem;
	text-align: left;
	transition: border-color var(--t-fast) ease-out;
}
.cf-upload:hover { border-color: var(--gold); }
.cf-upload-file {
	display: none;
	align-items: center;
	gap: 1rem;
	margin-top: 0.75rem;
	border-radius: 1rem;
	border: 1px solid var(--gold);
	background: rgba(198, 164, 78, 0.1);
	padding: 1rem 1.25rem;
}
.cf-upload-file.is-on { display: flex; }

.cf-featured {
	display: grid;
	gap: 2.5rem;
	margin-top: 2.5rem;
	align-items: center;
}
@media (min-width: 1024px) {
	.cf-featured { grid-template-columns: 1.1fr 1fr; }
}
.cf-featured__media {
	overflow: hidden;
	border-radius: var(--r-aside);
	border: 1px solid rgba(23, 66, 84, 0.1);
}
.cf-featured__media img {
	width: 100%;
	aspect-ratio: 4 / 3;
	object-fit: cover;
	height: auto;
	transition: transform 700ms ease;
}
.cf-featured:hover .cf-featured__media img { transform: scale(1.05); }
.cf-featured__meta { display: flex; flex-wrap: wrap; align-items: center; gap: 0.75rem; }

.cf-feed__media { position: relative; height: 11rem; overflow: hidden; }
.cf-feed__media img { height: 100%; }
.cf-feed__media .cf-cat { position: absolute; left: 1.25rem; top: 1.25rem; }

.cf-article__intro { position: relative; max-width: 56rem; }
.cf-article__byline {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.75rem 1rem;
	margin-top: 2.25rem;
	padding-top: 1.75rem;
	border-top: 1px solid rgba(246, 241, 231, 0.15);
}
.cf-article__person {
	display: flex;
	align-items: center;
	gap: 0.75rem;
	min-width: 0;
	flex: 1 1 12rem;
}
.cf-article__person img {
	width: 3rem;
	height: 3rem;
	min-width: 3rem;
	min-height: 3rem;
	flex-shrink: 0;
	aspect-ratio: 1;
	border-radius: 50%;
	object-fit: cover;
}
.cf-article__person > div { min-width: 0; }
.cf-article__when {
	color: rgba(246, 241, 231, 0.45);
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.24em;
	text-transform: uppercase;
}
@media (min-width: 640px) {
	.cf-article__when { margin-left: auto; }
}
.cf-article-grid {
	display: grid;
	gap: 3rem;
}
@media (min-width: 1024px) {
	.cf-article-grid { grid-template-columns: minmax(0, 1fr) 23rem; gap: 4rem; }
}
.cf-article__media {
	overflow: hidden;
	border-radius: var(--r-aside);
	border: 1px solid rgba(23, 66, 84, 0.1);
}
.cf-article__media img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; height: auto; }
.cf-article__cta {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 1rem;
	margin-top: 3.5rem;
	padding-top: 2.5rem;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	max-width: 42rem;
	font-size: 1.125rem;
	color: rgba(23, 66, 84, 0.7);
}
.cf-sidebar img { width: 3.5rem; height: 3.5rem; border-radius: 50%; object-fit: cover; }
.cf-sidebar__facts {
	margin-top: 1.5rem;
	padding-bottom: 1.5rem;
	border-bottom: 1px solid rgba(23, 66, 84, 0.1);
}
.cf-sidebar__row {
	display: flex;
	align-items: flex-start;
	gap: 0.75rem;
	padding: 0.85rem 0;
	border: 0;
}
.cf-sidebar__row:first-child { padding-top: 0; }
.cf-sidebar__row:last-child { padding-bottom: 0; }
.cf-sidebar__row i { margin-top: 0.2rem; color: rgba(23, 66, 84, 0.4); flex-shrink: 0; }
.cf-sidebar__row dd { margin-top: 0.15rem; font-size: 0.875rem; font-weight: 600; }
.cf-sidebar__author {
	margin-top: 1.5rem;
	display: flex;
	align-items: center;
	gap: 1rem;
	min-width: 0;
}
.cf-sidebar__author img {
	width: 3.5rem;
	height: 3.5rem;
	min-width: 3.5rem;
	min-height: 3.5rem;
	flex-shrink: 0;
	aspect-ratio: 1;
	border-radius: 50%;
	object-fit: cover;
}
.cf-sidebar__author > div { min-width: 0; }
.cf-sidebar__office {
	margin-top: 0.25rem;
	font-size: 0.875rem;
	color: rgba(23, 66, 84, 0.6);
}
.cf-sidebar__contact {
	margin-top: 1.5rem;
	padding-top: 1.25rem;
	border-top: 1px solid rgba(23, 66, 84, 0.1);
	display: flex;
	flex-direction: column;
	gap: 0.6rem;
	font-size: 0.875rem;
	min-width: 0;
}
.cf-sidebar__contact a {
	display: flex;
	align-items: flex-start;
	gap: 0.5rem;
	min-width: 0;
	overflow-wrap: anywhere;
}
.cf-sidebar__contact i { margin-top: 0.2rem; flex-shrink: 0; color: var(--gold); }
.cf-sidebar-enquire {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	background: var(--ink);
	border: 0;
	padding: 1.75rem;
	color: var(--cream);
}
.cf-sidebar-enquire .cf-overlay__success { display: none; text-align: center; padding: 1rem 0; }
.cf-sidebar-enquire.is-sent .cf-overlay__form { display: none; }
.cf-sidebar-enquire.is-sent .cf-overlay__success { display: block; }

.cf-split-hero__grid {
	display: grid;
	gap: 2.5rem;
	align-items: center;
}
@media (min-width: 1024px) {
	.cf-split-hero__grid { grid-template-columns: minmax(0, 52%) 1fr; }
}
.cf-split-hero__copy {
	padding: 4rem 0 10px;
	min-width: 0;
	max-width: 36rem;
}
.cf-split-hero__copy .cf-h1 {
	overflow-wrap: break-word;
	text-wrap: balance;
	line-height: 1.02;
}
.cf-split-hero__tag {
	margin-top: 1.25rem;
	font-family: var(--fs);
	font-style: italic;
	font-size: clamp(1.5rem, 3vw, 1.875rem);
	color: var(--gold);
	text-wrap: pretty;
	line-height: 1.25;
}
.cf-split-hero__copy .cf-lede {
	margin-top: 1.5rem;
	max-width: none;
	text-align: justify;
	text-align-last: start;
	text-wrap: pretty;
	hyphens: auto;
}
@media (min-width: 1024px) { .cf-split-hero__copy { padding: 4rem 0; } }
.cf-split-hero__mobile { margin: 0 0 50px; border-radius: var(--r-aside); overflow: hidden; }
.cf-split-hero__mobile img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
@media (min-width: 1024px) { .cf-split-hero__mobile { display: none; } }
.cf-split-hero .cf-wrap { position: relative; }

.cf-sol__used {
	display: grid;
	gap: 2.5rem;
	margin-top: 2rem;
}
@media (min-width: 1024px) {
	.cf-sol__used { grid-template-columns: 3fr 7fr; align-items: start; }
}
.cf-sol__case {
	display: grid;
	gap: 1.75rem;
	margin-top: 2rem;
	align-items: center;
	justify-items: start;
}
@media (min-width: 640px) {
	.cf-sol__case { grid-template-columns: 10rem 1fr; gap: 2.5rem; }
}
.cf-sol__case-amt {
	display: grid;
	aspect-ratio: 1;
	width: 8rem;
	place-items: center;
	border-radius: 50%;
	background: var(--ink-deep);
	font-family: var(--fd);
	font-size: 1.5rem;
	font-weight: 600;
	color: var(--cream);
}
@media (min-width: 640px) {
	.cf-sol__case-amt { width: 10rem; font-size: 1.875rem; }
}

.cf-adviser-card {
	border-radius: var(--r-aside);
	padding: 1.5rem;
	height: fit-content;
	min-width: 0;
	max-width: 100%;
	overflow: hidden;
}
@media (min-width: 640px) {
	.cf-adviser-card { padding: 2rem; }
}
.cf-adviser {
	margin-top: 1.75rem;
	display: flex;
	align-items: center;
	gap: 1rem;
	min-width: 0;
}
.cf-adviser > div { min-width: 0; overflow-wrap: anywhere; }
.cf-adviser-card .cf-lede { overflow-wrap: anywhere; }
.cf-adviser img {
	width: 3.5rem;
	height: 3.5rem;
	border-radius: 50%;
	object-fit: cover;
	flex-shrink: 0;
}
@media (min-width: 640px) {
	.cf-adviser { gap: 1.25rem; }
	.cf-adviser img { width: 4rem; height: 4rem; }
}
.cf-adviser__links {
	margin-top: 1.75rem;
	padding-top: 1.5rem;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	display: flex;
	flex-direction: column;
	gap: 0.6rem;
	min-width: 0;
}
.cf-adviser__links a {
	display: flex;
	align-items: flex-start;
	gap: 0.6rem;
	min-width: 0;
	overflow-wrap: anywhere;
	word-break: break-word;
}
.cf-adviser__links i { color: var(--gold); width: 1rem; flex-shrink: 0; text-align: center; margin-top: 0.2rem; }

.cf-live img { width: 3.5rem; height: 3.5rem; border-radius: 50%; object-fit: cover; display: block; }

.cf-subscribe { display: flex; flex-direction: column; gap: 0.75rem; margin-top: 2rem; }
@media (min-width: 640px) { .cf-subscribe { flex-direction: row; } }
.cf-subscribe .cf-input--dark { flex: 1; }

.cf-overlay .cf-live img { width: 3rem; height: 3rem; }

.sg-block { }
.sg-block__head { max-width: 42rem; margin-bottom: 2.5rem; }
.sg-type { border-top: 1px solid rgba(23, 66, 84, 0.12); border-bottom: 1px solid rgba(23, 66, 84, 0.12); }
.sg-type li {
	display: grid;
	gap: 1rem;
	padding: 2rem 0;
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
}
.sg-type li:last-child { border-bottom: 0; }
@media (min-width: 1024px) {
	.sg-type li { grid-template-columns: 16rem 1fr; gap: 2.5rem; }
}
.sg-spec { padding: 0 1.75rem; }
.sg-spec li {
	display: flex;
	flex-wrap: wrap;
	align-items: baseline;
	justify-content: space-between;
	gap: 0.25rem 1.5rem;
	padding: 1.25rem 0;
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
}
.sg-spec li:last-child { border-bottom: 0; }
.sg-btns { display: flex; flex-wrap: wrap; align-items: center; gap: 0.75rem; margin-top: 1.5rem; }
.sg-rules { display: grid; gap: 0.75rem; margin-top: 1rem; }
@media (min-width: 640px) { .sg-rules { grid-template-columns: 1fr 1fr; } }
.sg-orbit {
	position: relative;
	margin: 0 auto;
	aspect-ratio: 1;
	width: 100%;
	max-width: 11rem;
}
.sg-orbit__ring, .sg-orbit__dash, .sg-orbit__core { position: absolute; border-radius: 50%; }
.sg-orbit__ring { inset: 0; border: 1px solid rgba(23, 66, 84, 0.15); }
.sg-orbit__dash { inset: 16%; border: 1px dashed rgba(23, 66, 84, 0.25); }
.sg-orbit__core { inset: 32%; background: var(--ink); }
.sg-orbit__gold {
	position: absolute;
	left: 50%;
	top: 0;
	width: 1.5rem;
	height: 1.5rem;
	margin: -0.75rem 0 0 -0.75rem;
	border-radius: 50%;
	background: var(--gold);
}
.sg-orbit__node {
	position: absolute;
	right: 0;
	top: 50%;
	width: 1.25rem;
	height: 1.25rem;
	margin-top: -0.625rem;
	margin-right: -0.625rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.25);
	background: var(--cream);
}
.sg-disc {
	margin: 0 auto;
	display: grid;
	aspect-ratio: 1;
	width: 100%;
	max-width: 11rem;
	place-items: center;
	border-radius: 50%;
	background: var(--ink);
	font-family: var(--fd);
	font-size: 1.5rem;
	font-weight: 600;
	color: var(--cream);
}
.sg-crop {
	margin: 0 auto;
	aspect-ratio: 1;
	width: 100%;
	max-width: 11rem;
	overflow: hidden;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.1);
	background: var(--cream-dark);
}
.sg-crop img { width: 100%; height: 100%; object-fit: contain; transform: scale(0.6); }
.sg-mark { width: 5rem; height: 5rem; object-fit: contain; }
.sg-mark--sm { width: 3rem; height: 3rem; }
.sg-dialog__head {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: 1rem;
	background: var(--ink);
	padding: 1.75rem;
}
.cf-gold-pill { color: var(--ink-deep); }

.cf-btn:disabled { opacity: 0.4; cursor: wait; }

.cf-overlay__form textarea.cf-input--dark { border-radius: 1.25rem; }

/* ============================================================================
   NEW IA LAYOUTS (advisory / finance / home)
   ============================================================================ */
.cf-pillars {
	display: grid;
	gap: 1.5rem;
	margin-top: 2.5rem;
}
@media (min-width: 768px) {
	.cf-pillars { grid-template-columns: 1fr 1fr; gap: 2rem; }
}
.cf-pillar {
	background: var(--panel, #FDFBF6);
	border: 1px solid rgba(23, 66, 84, 0.1);
	border-radius: var(--r-card);
	padding: 2rem;
}
.cf-pillars-cards {
	margin-top: 2.5rem;
}
@media (min-width: 768px) {
	.cf-pillars-cards.cf-sol-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1024px) {
	.cf-pillars-cards.cf-sol-grid { grid-template-columns: 1fr 1fr; }
}
.cf-intro-split {
	display: grid;
	gap: 2.5rem;
	align-items: center;
}
@media (min-width: 900px) {
	.cf-intro-split {
		grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
		gap: 4rem;
	}
}
.cf-intro-split__media {
	position: relative;
	margin: 0;
}
.cf-intro-split__orb {
	position: absolute;
	z-index: 0;
	right: -8%;
	top: -10%;
	width: 55%;
	aspect-ratio: 1;
	border-radius: 50%;
	border: 1px solid rgba(198, 164, 78, 0.45);
	pointer-events: none;
}
.cf-intro-split__frame {
	position: relative;
	z-index: 1;
	overflow: hidden;
	border-radius: var(--r-card);
	aspect-ratio: 12 / 9;
	background: var(--cream-dark);
	box-shadow: 0 24px 48px rgba(14, 46, 60, 0.12);
}
.cf-intro-split__frame img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	display: block;
}
.cf-why-grid {
	display: grid;
	gap: 2rem;
	margin: 2.5rem 0 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 768px) {
	.cf-why-grid { grid-template-columns: 1fr 1fr; }
}
.cf-stage-grid {
	display: grid;
	gap: 2rem;
	margin: 2.5rem 0 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 768px) {
	.cf-stage-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
	.cf-stage-grid { grid-template-columns: repeat(4, 1fr); }
}
.cf-service-strip {
	display: flex;
	flex-wrap: wrap;
	gap: 0.75rem;
	margin: 2rem 0 0;
	padding: 0;
	list-style: none;
}
.cf-service-strip a {
	display: inline-flex;
	padding: 0.65rem 1.1rem;
	border-radius: var(--r-pill);
	border: 1px solid rgba(23, 66, 84, 0.15);
	background: var(--panel, #FDFBF6);
	font-size: 0.9375rem;
	font-weight: 500;
	color: var(--ink);
}
.cf-service-strip a:hover { border-color: var(--gold); color: var(--ink-deep); }
.cf-figures {
	display: grid;
	gap: 2rem;
	margin: 0;
	padding: 0;
	list-style: none;
	text-align: center;
}
@media (min-width: 640px) {
	.cf-figures { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
	.cf-figures { grid-template-columns: repeat(4, 1fr); }
}
.cf-sector-chips {
	display: flex;
	flex-wrap: wrap;
	gap: 0.75rem;
	margin: 2rem 0 0;
	padding: 0;
	list-style: none;
}
.cf-sector-chips li {
	padding: 0.55rem 1rem;
	border-radius: var(--r-pill);
	background: rgba(23, 66, 84, 0.06);
	font-size: 0.9375rem;
	font-weight: 500;
	color: var(--ink);
}
.cf-service-blocks {
	display: grid;
	gap: 1.5rem;
	margin: 2.5rem 0 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 768px) {
	.cf-service-blocks { grid-template-columns: 1fr 1fr; }
}
.cf-service-blocks li {
	padding: 1.75rem;
	border-radius: var(--r-card);
	background: var(--panel, #FDFBF6);
	border: 1px solid rgba(23, 66, 84, 0.08);
}
.cf-leader-grid {
	display: grid;
	gap: 1.5rem;
	margin: 2.5rem 0 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 768px) {
	.cf-leader-grid { grid-template-columns: 1fr 1fr; }
}
.cf-faq-list {
	margin: 0;
	padding: 0;
	list-style: none;
}
.cf-faq {
	padding: 1.75rem 0;
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
}
.cf-faq:first-child { padding-top: 0; }
.cf-legal { max-width: 48rem; }
.cf-legal-updated {
	margin: 0 0 2.5rem;
	font-size: 0.7rem;
	font-weight: 600;
	letter-spacing: 0.22em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.55);
}
.cf-legal-block { margin-bottom: 2.5rem; }
.cf-legal-block .cf-lede { margin-top: 0.75rem; }
.cf-legal-block .cf-lede a,
.cf-legal-list a,
.cf-legal-table a {
	color: var(--ink);
	text-decoration: underline;
	text-underline-offset: 3px;
}
.cf-legal-list {
	margin: 1rem 0 0;
	padding: 0;
	list-style: none;
	display: grid;
	gap: 0.6rem;
}
.cf-legal-list li {
	position: relative;
	padding-left: 1.25rem;
	line-height: 1.65;
	color: rgba(23, 66, 84, 0.8);
}
.cf-legal-list li::before {
	content: "";
	position: absolute;
	left: 0;
	top: 0.65em;
	width: 0.4rem;
	height: 0.4rem;
	border-radius: 50%;
	background: var(--gold);
}
.cf-legal-table-wrap {
	margin-top: 1.25rem;
	overflow-x: auto;
	border-radius: 1rem;
	border: 1px solid rgba(23, 66, 84, 0.12);
	background: #fdfbf6;
}
.cf-legal-table {
	width: 100%;
	border-collapse: collapse;
	font-size: 0.875rem;
	line-height: 1.5;
	color: rgba(23, 66, 84, 0.85);
}
.cf-legal-table th,
.cf-legal-table td {
	padding: 0.85rem 1rem;
	text-align: left;
	vertical-align: top;
	border-bottom: 1px solid rgba(23, 66, 84, 0.1);
}
.cf-legal-table th {
	font-size: 0.65rem;
	font-weight: 600;
	letter-spacing: 0.18em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.55);
}
.cf-legal-table tbody tr:last-child td { border-bottom: 0; }
.cf-legal-table code { font-size: 0.8rem; }
@media (max-width: 639px) {
	.cf-legal-table thead { display: none; }
	.cf-legal-table tr { display: block; padding: 0.5rem 0; border-bottom: 1px solid rgba(23, 66, 84, 0.1); }
	.cf-legal-table tbody tr:last-child { border-bottom: 0; }
	.cf-legal-table td { display: grid; grid-template-columns: 6.5rem 1fr; gap: 0.75rem; padding: 0.4rem 1rem; border-bottom: 0; }
	.cf-legal-table td::before {
		content: attr(data-label);
		font-size: 0.62rem;
		font-weight: 600;
		letter-spacing: 0.16em;
		text-transform: uppercase;
		color: rgba(23, 66, 84, 0.5);
	}
}
.cf-legal-nav {
	display: flex;
	flex-wrap: wrap;
	gap: 0.75rem 1.25rem;
	margin-top: 3rem;
	padding-top: 1.5rem;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	font-size: 0.875rem;
}
.cf-enquire__field--select select.cf-input--dark {
	appearance: none;
	padding-top: 1.1rem;
	padding-bottom: 1.1rem;
}
.cf-enquire__consent {
	display: flex;
	gap: 0.75rem;
	align-items: flex-start;
	margin-top: 1rem;
	font-size: 0.875rem;
	line-height: 1.5;
	color: rgba(246, 241, 231, 0.75);
}
.cf-enquire__consent input { margin-top: 0.2rem; flex-shrink: 0; }
.cf-enquire__consent a { color: var(--gold); text-decoration: underline; }
.cf-insights__list--solo { display: grid; gap: 1.5rem; }
@media (min-width: 768px) {
	.cf-insights__list--solo { grid-template-columns: 1fr 1fr; }
}
.cf-footer__legal-links a { color: rgba(23, 66, 84, 0.65); }
.cf-footer__legal-links a:hover { color: var(--ink); }
.cf-footer__cookie-btn {
	padding: 0;
	border: 0;
	background: none;
	font: inherit;
	color: rgba(23, 66, 84, 0.65);
	cursor: pointer;
}
.cf-footer__cookie-btn:hover { color: var(--ink); text-decoration: underline; }
.cf-cookie {
	position: fixed;
	left: 0.75rem;
	bottom: 0.75rem;
	right: auto;
	z-index: 2147483000;
	width: calc(100% - 1.5rem);
	max-width: 22rem;
}
.cf-cookie__panel {
	background: var(--ink-deep, #0E2E3C);
	color: var(--cream);
	border-radius: 1.25rem;
	padding: 0.85rem 1rem 1rem;
	box-shadow: 0 16px 40px rgba(14, 46, 60, 0.35);
}
.cf-cookie__title {
	margin: 0;
	font-family: var(--fd);
	font-size: 0.9375rem;
	font-weight: 600;
	color: var(--cream);
	line-height: 1.25;
}
.cf-cookie__lead {
	margin: 0.35rem 0 0;
	font-size: 0.75rem;
	line-height: 1.4;
	color: rgba(246, 241, 231, 0.78);
}
.cf-cookie__more {
	margin-top: 0.35rem;
}
.cf-cookie__more-toggle {
	cursor: pointer;
	list-style: none;
	font-size: 0.75rem;
	font-weight: 600;
	color: var(--gold);
	text-decoration: underline;
	text-underline-offset: 0.15em;
}
.cf-cookie__more-toggle::-webkit-details-marker { display: none; }
.cf-cookie__text {
	margin-top: 0.5rem;
	font-size: 0.75rem;
	line-height: 1.45;
	color: rgba(246, 241, 231, 0.85);
}
.cf-cookie__text a { color: var(--gold); text-decoration: underline; }
.cf-cookie__actions {
	display: flex;
	flex-wrap: wrap;
	gap: 0.45rem;
	margin-top: 0.75rem;
}
.cf-cookie__main .cf-cookie__actions {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 0.45rem;
}
.cf-cookie__main .cf-cookie__actions .cf-btn--gold {
	grid-column: 1 / -1;
	width: 100%;
	justify-content: center;
	padding: 0.7rem 1rem;
	font-size: 0.875rem;
}
.cf-cookie__main .cf-cookie__actions .cf-btn--outline {
	width: 100%;
	justify-content: center;
	padding: 0.5rem 0.55rem;
	font-size: 0.7rem;
}
.cf-cookie__actions .cf-btn--outline {
	border-color: rgba(246, 241, 231, 0.35);
	color: var(--cream);
}
.cf-cookie__actions .cf-btn--outline:hover {
	background: rgba(246, 241, 231, 0.08);
	color: var(--cream);
}
.cf-cookie__cats {
	margin: 1.1rem 0 0;
	padding: 0;
	list-style: none;
	display: flex;
	flex-direction: column;
	gap: 0.85rem;
}
.cf-cookie__cat {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: 1rem;
	padding: 0.85rem 0;
	border-top: 1px solid rgba(246, 241, 231, 0.12);
}
.cf-cookie__cat:first-child { border-top: 0; padding-top: 0; }
.cf-cookie__cat-title {
	margin: 0;
	font-size: 0.9375rem;
	font-weight: 600;
	color: var(--cream);
}
.cf-cookie__cat-body {
	margin: 0.35rem 0 0;
	font-size: 0.8125rem;
	line-height: 1.45;
	color: rgba(246, 241, 231, 0.7);
}
.cf-cookie__toggle {
	flex-shrink: 0;
	font-size: 0.75rem;
	font-weight: 600;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	color: var(--gold);
	padding-top: 0.2rem;
}
.cf-cookie__switch input {
	width: 1.15rem;
	height: 1.15rem;
	accent-color: var(--gold);
}
.cf-cookie-reopen {
	position: fixed;
	left: 0.75rem;
	bottom: 0.75rem;
	z-index: 2147482990;
	padding: 0.55rem 0.9rem;
	border: 0;
	border-radius: var(--r-pill);
	background: var(--ink);
	color: var(--cream);
	font-size: 0.75rem;
	font-weight: 600;
	letter-spacing: 0.04em;
	cursor: pointer;
	box-shadow: 0 8px 24px rgba(14, 46, 60, 0.25);
}
.cf-cookie-reopen:hover { background: var(--ink-deep, #0E2E3C); }
@media (min-width: 640px) {
	.cf-cookie {
		left: 1.5rem;
		bottom: 1.5rem;
		width: 26rem;
		max-width: none;
	}
	.cf-cookie__panel {
		padding: 1.35rem 1.5rem 1.5rem;
		border-radius: var(--r-card);
	}
	.cf-cookie__title { font-size: 1.15rem; }
	.cf-cookie__lead { display: none; }
	.cf-cookie__more { margin-top: 0; }
	.cf-cookie__more-toggle { display: none; }
	.cf-cookie__text {
		margin-top: 0.65rem;
		font-size: 0.875rem;
		line-height: 1.55;
	}
	.cf-cookie__actions { gap: 0.6rem; margin-top: 1.1rem; }
	.cf-cookie__main .cf-cookie__actions { gap: 0.6rem; }
	.cf-cookie__main .cf-cookie__actions .cf-btn--gold {
		padding: 1rem 1.75rem;
		font-size: 1rem;
	}
	.cf-cookie__main .cf-cookie__actions .cf-btn--outline {
		padding: 0.875rem 1.5rem;
		font-size: 0.875rem;
	}
	.cf-cookie-reopen { left: 1.5rem; bottom: 1.5rem; }
}

/* ============================================================================
   SPOTLIGHT PANEL
   ============================================================================ */
.cf-spotlight .cf-wrap { position: relative; }
.cf-spotlight__panel {
	position: relative;
	isolation: isolate;
	display: grid;
	overflow: hidden;
	border-radius: var(--r-panel);
	background: var(--gold);
	color: var(--ink-deep);
}
@media (min-width: 1024px) {
	.cf-spotlight__panel {
		grid-template-columns: 1.1fr 0.9fr;
		min-height: 28rem;
	}
	.cf-spotlight__panel--image-left {
		grid-template-columns: 0.9fr 1.1fr;
	}
	.cf-spotlight__panel--image-left .cf-spotlight__copy { order: 2; }
	.cf-spotlight__panel--image-left .cf-spotlight__media { order: 1; }
}
.cf-spotlight__ring {
	pointer-events: none;
	position: absolute;
	z-index: 0;
	border-radius: 50%;
}
.cf-spotlight__ring--outer {
	top: -8rem;
	left: -8rem;
	width: 20rem;
	height: 20rem;
	border: 1px solid rgba(14, 46, 60, 0.15);
}
.cf-spotlight__ring--inner {
	top: -4rem;
	left: -4rem;
	width: 12rem;
	height: 12rem;
	border: 1px dashed rgba(14, 46, 60, 0.2);
}
.cf-spotlight__panel--image-left .cf-spotlight__ring--outer {
	left: auto;
	right: -8rem;
}
.cf-spotlight__panel--image-left .cf-spotlight__ring--inner {
	left: auto;
	right: -4rem;
}
.cf-spotlight__copy {
	position: relative;
	z-index: 1;
	display: flex;
	flex-direction: column;
	justify-content: center;
	padding: 2rem;
}
@media (min-width: 640px) {
	.cf-spotlight__copy { padding: 3rem; }
}
@media (min-width: 1024px) {
	.cf-spotlight__copy { padding: 4rem; }
}
.cf-spotlight__title {
	margin-top: 2rem;
	max-width: 22rem;
	color: var(--ink-deep);
	font-size: clamp(2.25rem, 5vw, 3.75rem);
	line-height: 1.05;
	letter-spacing: -0.01em;
}
.cf-spotlight__title .cf-accent { color: var(--ink-deep); }
.cf-spotlight__body {
	margin-top: 1.5rem;
	max-width: 32rem;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(14, 46, 60, 0.75);
}
.cf-spotlight__cta { margin-top: 2.5rem; }
.cf-spotlight__media {
	position: relative;
	min-height: 22rem;
	background: var(--ink-deep);
}
@media (min-width: 1024px) {
	.cf-spotlight__media { min-height: 100%; }
}
.cf-spotlight__media > img {
	position: absolute;
	inset: 0;
	width: 100%;
	height: 100%;
	object-fit: cover;
	display: block;
}
.cf-spotlight__stamp {
	position: absolute;
	top: 1.5rem;
	left: 1.5rem;
	z-index: 2;
	display: grid;
	place-items: center;
	width: 6.5rem;
	height: 6.5rem;
}
@media (min-width: 1024px) {
	.cf-spotlight__stamp {
		top: 50%;
		left: -3.25rem;
		transform: translateY(-50%);
	}
	.cf-spotlight__panel--image-left .cf-spotlight__stamp {
		left: auto;
		right: -3.25rem;
	}
}
.cf-spotlight__stamp-spin {
	position: absolute;
	inset: -0.55rem;
	display: block;
}
.cf-spotlight__stamp-ring {
	display: block;
	width: 100%;
	height: 100%;
	border-radius: 50%;
	border: 1.5px dashed rgba(246, 241, 231, 0.55);
	border-top-color: var(--gold);
	border-right-color: rgba(198, 164, 78, 0.35);
	box-sizing: border-box;
}
.cf-spotlight__stamp-disc {
	position: relative;
	z-index: 1;
	display: grid;
	place-items: center;
	width: 5.25rem;
	height: 5.25rem;
	border-radius: 50%;
	background: var(--cream);
	box-shadow: 0 10px 28px -12px rgba(14, 46, 60, 0.55);
}
.cf-spotlight__stamp-logo {
	width: 68%;
	height: auto;
	display: block;
}

/* ============================================================================
   CONVERSATION BAND
   ============================================================================ */
.cf-conversation {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	padding-top: 6rem;
	padding-bottom: 6rem;
}
@media (min-width: 640px) {
	.cf-conversation {
		padding-top: 8rem;
		padding-bottom: 8rem;
	}
}
.cf-conversation__mark {
	pointer-events: none;
	position: absolute;
	top: 50%;
	right: -6rem;
	z-index: 0;
	width: 34rem;
	height: 34rem;
	transform: translateY(-50%);
	object-fit: contain;
	opacity: 0.05;
}
.cf-conversation__ring {
	pointer-events: none;
	position: absolute;
	left: -10rem;
	bottom: -10rem;
	z-index: 0;
	width: 24rem;
	height: 24rem;
	border-radius: 50%;
	border: 1px solid rgba(246, 241, 231, 0.1);
}
.cf-conversation .cf-wrap { position: relative; z-index: 1; }
.cf-conversation__grid {
	display: grid;
	gap: 2.5rem;
	margin-top: 3rem;
}
@media (min-width: 1024px) {
	.cf-conversation__grid {
		grid-template-columns: 1.3fr 1fr;
		align-items: end;
		gap: 5rem;
	}
}
.cf-conversation__title {
	font-family: var(--fd);
	font-weight: 600;
	font-size: clamp(2.75rem, 7vw, 4.5rem);
	line-height: 1.05;
	letter-spacing: -0.01em;
	color: var(--cream);
	max-width: 18ch;
}
.cf-conversation__title .cf-accent { color: var(--gold); }
.cf-conversation__body {
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(246, 241, 231, 0.75);
}
.cf-conversation__cta { margin-top: 2rem; }
.cf-conversation__moves {
	display: grid;
	grid-template-columns: 1fr 1fr;
	margin: 4rem 0 0;
	padding: 0;
	list-style: none;
	border-top: 1px solid rgba(246, 241, 231, 0.15);
}
@media (min-width: 1024px) {
	.cf-conversation__moves { grid-template-columns: repeat(4, 1fr); }
}
.cf-conversation__move {
	display: flex;
	align-items: center;
	gap: 1rem;
	padding: 1.5rem 1rem 1.5rem 0;
}
.cf-conversation__move:nth-child(even) { padding-left: 1rem; }
@media (min-width: 1024px) {
	.cf-conversation__move {
		padding: 1.5rem 1.5rem 1.5rem 0;
	}
	.cf-conversation__move:nth-child(even) { padding-left: 0; }
	.cf-conversation__move + .cf-conversation__move {
		border-left: 1px solid rgba(246, 241, 231, 0.15);
		padding-left: 1.5rem;
	}
}
.cf-conversation__move-ring {
	display: grid;
	place-items: center;
	flex-shrink: 0;
	width: 2rem;
	height: 2rem;
	border-radius: 50%;
	border: 1px solid rgba(198, 164, 78, 0.5);
}
.cf-conversation__move-dot {
	width: 0.375rem;
	height: 0.375rem;
	border-radius: 50%;
	background: var(--gold);
}
.cf-conversation__move-label {
	font-family: var(--fd);
	font-weight: 600;
	font-size: 1rem;
	letter-spacing: -0.01em;
	color: var(--cream);
	line-height: 1.3;
}
@media (min-width: 640px) {
	.cf-conversation__move-label { font-size: 1.125rem; }
}

/* ============================================================================
   EDITORIAL SPLIT
   ============================================================================ */
.cf-editorial {
	overflow: hidden;
}
.cf-editorial__eyebrow { margin-bottom: 3.5rem; }
.cf-editorial__grid {
	display: grid;
	gap: 3.5rem;
	align-items: center;
}
@media (min-width: 1024px) {
	.cf-editorial__grid {
		grid-template-columns: 0.9fr 1.1fr;
		gap: 5rem;
	}
}
.cf-editorial__media {
	position: relative;
	isolation: isolate;
	width: 100%;
	max-width: 28rem;
	margin: 0 auto;
}
@media (min-width: 1024px) {
	.cf-editorial__media { max-width: none; margin: 0; }
}
.cf-editorial__orb {
	position: absolute;
	z-index: -1;
	border-radius: 50%;
	pointer-events: none;
}
.cf-editorial__orb--gold {
	left: -2rem;
	top: -2rem;
	width: 10rem;
	height: 10rem;
	background: var(--gold);
}
.cf-editorial__orb--ring {
	right: -2.5rem;
	bottom: -2.5rem;
	width: 14rem;
	height: 14rem;
	border: 1px solid rgba(23, 66, 84, 0.2);
}
.cf-editorial__frame {
	overflow: hidden;
	border-radius: 2rem;
	box-shadow: inset 0 0 0 1px rgba(23, 66, 84, 0.1);
	background: var(--cream-dark);
}
.cf-editorial__frame img {
	display: block;
	width: 100%;
	aspect-ratio: 4 / 5;
	object-fit: cover;
}
.cf-editorial__heading {
	margin: 0;
	font-family: var(--fd);
	font-weight: 600;
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.05;
	letter-spacing: -0.01em;
	color: var(--ink);
}
.cf-editorial__lead {
	margin: 2rem 0 0;
	font-size: 1.25rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.8);
}
.cf-editorial__para {
	margin: 1.5rem 0 0;
	padding-top: 1.5rem;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.8);
}
.cf-editorial__cta { margin-top: 2.5rem; }

/* ============================================================================
   CORPORATE ADVISORY — SERVICES & ENGAGEMENTS
   ============================================================================ */
.cf-section.cf-band.cf-advisory-services {
	border-top: 1px solid rgba(23, 66, 84, 0.12);
	scroll-margin-top: 6rem;
	/* Sticky index needs a non-clipping ancestor (cf-band defaults to overflow:hidden). */
	overflow: visible;
}
.cf-advisory-services__grid {
	display: grid;
	gap: 3.5rem;
	align-items: start;
}
@media (min-width: 1024px) {
	.cf-advisory-services__grid {
		grid-template-columns: 20rem minmax(0, 1fr);
		gap: 5rem;
	}
}
.cf-advisory-services__aside {
	position: relative;
}
@media (min-width: 1024px) {
	.cf-advisory-services__aside {
		position: sticky;
		top: calc(var(--header-offset, 6.5rem) + 1.5rem);
		align-self: start;
		z-index: 2;
	}
}
.cf-advisory-services__title {
	margin-top: 2rem;
	max-width: 16rem;
	font-size: clamp(2rem, 4vw, 2.5rem);
	line-height: 1.05;
}
.cf-advisory-services__nav {
	display: none;
	margin-top: 2.5rem;
}
@media (min-width: 1024px) {
	.cf-advisory-services__nav { display: block; }
}
.cf-advisory-services__nav ol {
	margin: 0;
	padding: 0;
	list-style: none;
	border-top: 1px solid rgba(23, 66, 84, 0.12);
}
.cf-advisory-services__nav li {
	border-bottom: 1px solid rgba(23, 66, 84, 0.12);
}
.cf-advisory-services__nav a {
	display: flex;
	align-items: center;
	gap: 0.75rem;
	padding: 0.75rem 0;
	font-size: 0.875rem;
	font-weight: 500;
	color: rgba(23, 66, 84, 0.65);
	transition: color var(--t-fast) ease-out;
}
.cf-advisory-services__nav a:hover { color: var(--ink); }
.cf-advisory-services__nav-n {
	width: 1.25rem;
	flex-shrink: 0;
	font-family: var(--fd);
	font-size: 0.62rem;
	font-weight: 600;
	color: var(--gold-deep);
}
.cf-advisory-cards {
	display: grid;
	gap: 1.25rem;
	margin: 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 768px) {
	.cf-advisory-cards { grid-template-columns: 1fr 1fr; }
}
.cf-advisory-card {
	position: relative;
	isolation: isolate;
	display: flex;
	flex-direction: column;
	height: 100%;
	overflow: hidden;
	border-radius: var(--r-card);
	padding: 1.75rem;
	scroll-margin-top: 8rem;
}
@media (min-width: 640px) {
	.cf-advisory-card { padding: 2rem; }
}
.cf-advisory-card--light {
	background: var(--panel);
	box-shadow: inset 0 0 0 1px rgba(23, 66, 84, 0.1);
	color: var(--ink);
}
.cf-advisory-card--dark {
	background: var(--ink);
	color: var(--cream);
}
.cf-advisory-card--gold {
	background: var(--gold);
	color: var(--ink-deep);
}
.cf-advisory-card__ring {
	pointer-events: none;
	position: absolute;
	z-index: -1;
	border-radius: 50%;
}
.cf-advisory-card__ring--outer {
	right: -5rem;
	bottom: -5rem;
	width: 14rem;
	height: 14rem;
	border: 1px solid rgba(23, 66, 84, 0.1);
}
.cf-advisory-card--dark .cf-advisory-card__ring--outer {
	border-color: rgba(246, 241, 231, 0.1);
}
.cf-advisory-card--gold .cf-advisory-card__ring--outer {
	border-color: rgba(14, 46, 60, 0.15);
}
.cf-advisory-card__ring--inner {
	right: -2.5rem;
	bottom: -2.5rem;
	width: 8rem;
	height: 8rem;
	border: 1px dashed rgba(23, 66, 84, 0.1);
}
.cf-advisory-card--dark .cf-advisory-card__ring--inner {
	border-color: rgba(246, 241, 231, 0.1);
}
.cf-advisory-card--gold .cf-advisory-card__ring--inner {
	border-color: rgba(14, 46, 60, 0.15);
}
.cf-advisory-card__top {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: 1rem;
}
.cf-advisory-card__num {
	display: grid;
	place-items: center;
	width: 2.75rem;
	height: 2.75rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
	font-family: var(--fd);
	font-size: 0.75rem;
	font-weight: 600;
}
.cf-advisory-card--dark .cf-advisory-card__num {
	border-color: rgba(198, 164, 78, 0.5);
	color: var(--gold);
}
.cf-advisory-card--gold .cf-advisory-card__num {
	border-color: rgba(14, 46, 60, 0.3);
	color: var(--ink-deep);
}
.cf-advisory-card__thumb {
	position: relative;
	width: 5rem;
	height: 5rem;
	flex-shrink: 0;
}
.cf-advisory-card__thumb-ring {
	position: absolute;
	left: -0.375rem;
	top: -0.375rem;
	width: 5rem;
	height: 5rem;
	border-radius: 50%;
	border: 1px solid var(--gold);
}
.cf-advisory-card--gold .cf-advisory-card__thumb-ring {
	border-color: rgba(14, 46, 60, 0.4);
}
.cf-advisory-card__thumb img {
	position: relative;
	display: block;
	width: 5rem;
	height: 5rem;
	border-radius: 50%;
	object-fit: cover;
}
.cf-advisory-card__title {
	margin: 1.75rem 0 0;
	font-family: var(--fd);
	font-size: 1.5rem;
	font-weight: 600;
	line-height: 1.2;
	letter-spacing: -0.01em;
}
.cf-advisory-card--dark .cf-advisory-card__title { color: var(--cream); }
.cf-advisory-card--gold .cf-advisory-card__title { color: var(--ink-deep); }
.cf-advisory-card__body {
	margin: 1rem 0 0;
	font-size: 1rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.65);
}
.cf-advisory-card--dark .cf-advisory-card__body { color: rgba(246, 241, 231, 0.7); }
.cf-advisory-card--gold .cf-advisory-card__body { color: rgba(14, 46, 60, 0.75); }
.cf-advisory-scope {
	display: flex;
	gap: 1rem;
	margin-top: 1.5rem;
	padding: 1.5rem 1.75rem;
	border-radius: 1.5rem;
	border: 1px solid rgba(23, 66, 84, 0.15);
	background: var(--cream-dark);
}
.cf-advisory-scope__icon {
	display: grid;
	place-items: center;
	width: 2.5rem;
	height: 2.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	background: var(--ink);
	color: var(--cream);
	font-size: 0.875rem;
}
.cf-advisory-scope__label {
	margin: 0;
	color: rgba(23, 66, 84, 0.5);
	letter-spacing: 0.22em;
}
.cf-advisory-scope__text {
	margin: 0.5rem 0 0;
	font-size: 1rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.75);
}
.cf-disclosure-note {
	display: flex;
	gap: 1rem;
	margin-top: 1.5rem;
	padding: 1.5rem 1.75rem;
	border-radius: 1.5rem;
	border: 1px solid rgba(23, 66, 84, 0.15);
	background: var(--cream);
}
.cf-band--cream .cf-disclosure-note { background: var(--cream-dark); }
.cf-disclosure-note__icon {
	display: grid;
	place-items: center;
	width: 2.5rem;
	height: 2.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	background: var(--gold);
	color: var(--ink-deep);
	font-size: 0.875rem;
}
.cf-disclosure-note__label {
	margin: 0;
	color: rgba(23, 66, 84, 0.5);
	letter-spacing: 0.22em;
}
.cf-disclosure-note__text {
	margin: 0.5rem 0 0;
	max-width: 56rem;
	font-size: 0.9375rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.75);
}
.cf-disclosure-note__link {
	display: inline-flex;
	align-items: center;
	gap: 0.5rem;
	margin-top: 0.75rem;
	font-size: 0.875rem;
	font-weight: 600;
	color: var(--ink);
}
.cf-disclosure-note__link:hover { text-decoration: underline; text-underline-offset: 3px; }
.cf-advisory-engage {
	position: relative;
	isolation: isolate;
	overflow: hidden;
}
.cf-advisory-engage__deco {
	pointer-events: none;
	position: absolute;
	right: -10rem;
	top: -10rem;
	z-index: 0;
	width: 28rem;
	height: 28rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.1);
}
.cf-advisory-engage .cf-wrap { position: relative; z-index: 1; }
.cf-advisory-engage__head {
	display: grid;
	gap: 2.5rem;
	margin-top: 2.5rem;
}
@media (min-width: 1024px) {
	.cf-advisory-engage__head {
		grid-template-columns: 1.1fr 1fr;
		align-items: end;
		gap: 5rem;
	}
}
.cf-advisory-engage__title {
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.05;
}
.cf-advisory-engage__body {
	margin: 0;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.7);
}
.cf-advisory-steps-wrap {
	position: relative;
	margin-top: 4rem;
}
.cf-advisory-steps {
	position: relative;
	display: grid;
	gap: 2.5rem;
	margin: 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 768px) {
	.cf-advisory-steps {
		grid-template-columns: repeat(3, 1fr);
		gap: 2rem;
	}
}
.cf-advisory-steps__rail {
	display: none;
	position: absolute;
	left: 1.75rem;
	right: 1.75rem;
	top: 1.75rem;
	border-top: 1px dashed rgba(23, 66, 84, 0.25);
}
@media (min-width: 768px) {
	.cf-advisory-steps__rail { display: block; }
}
.cf-advisory-steps__n {
	position: relative;
	display: grid;
	place-items: center;
	width: 3.5rem;
	height: 3.5rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.25);
	background: var(--cream-dark);
	font-family: var(--fd);
	font-size: 0.875rem;
	font-weight: 600;
	color: var(--ink);
}
.cf-advisory-steps__n.is-active {
	border: 0;
	background: var(--gold);
	color: var(--ink-deep);
}
.cf-advisory-steps__title {
	margin: 1.5rem 0 0;
	font-family: var(--fd);
	font-size: 1.25rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--ink);
}
.cf-advisory-steps__text {
	margin: 0.5rem 0 0;
	max-width: 20rem;
	font-size: 1rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.65);
}
.cf-advisory-fees {
	display: flex;
	flex-direction: column;
	gap: 1.25rem;
	margin-top: 4rem;
	padding: 1.75rem;
	border-radius: var(--r-card);
	background: var(--ink);
	color: var(--cream);
}
@media (min-width: 640px) {
	.cf-advisory-fees {
		flex-direction: row;
		align-items: center;
		padding: 2.25rem;
	}
}
.cf-advisory-fees__icon {
	display: grid;
	place-items: center;
	width: 3rem;
	height: 3rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(198, 164, 78, 0.5);
	color: var(--gold);
	font-size: 1.125rem;
}
.cf-advisory-fees__text {
	margin: 0;
	font-family: var(--fd);
	font-size: clamp(1.125rem, 2.5vw, 1.5rem);
	font-weight: 600;
	line-height: 1.35;
	letter-spacing: -0.01em;
}


/* ============================================================================
   BUSINESS FINANCE PAGE
   ============================================================================ */
.cf-bf-hero {
	overflow: hidden;
	padding-top: 3.5rem;
	padding-bottom: 5rem;
}
@media (min-width: 640px) {
	.cf-bf-hero { padding-top: 4rem; padding-bottom: 7rem; }
}
.cf-bf-hero__ring {
	pointer-events: none;
	position: absolute;
	left: -10rem;
	bottom: -12rem;
	width: 30rem;
	height: 30rem;
	border-radius: 50%;
	border: 1px solid rgba(246, 241, 231, 0.1);
}
.cf-bf-hero__grid {
	position: relative;
	z-index: 1;
	display: grid;
	gap: 4rem;
	align-items: center;
}
@media (min-width: 1024px) {
	.cf-bf-hero__grid {
		grid-template-columns: 1.25fr 0.75fr;
		gap: 5rem;
	}
}
.cf-bf-hero__title {
	margin: 0;
	font-family: var(--fd);
	font-weight: 600;
	font-size: clamp(2.75rem, 7vw, 4.5rem);
	line-height: 1.05;
	letter-spacing: -0.01em;
	color: var(--cream);
}
.cf-bf-hero__follow {
	margin: 2rem 0 0;
	max-width: 40rem;
	font-family: var(--fs);
	font-size: clamp(1.35rem, 3vw, 1.875rem);
	font-style: italic;
	line-height: 1.35;
	color: var(--gold-light);
}
.cf-bf-hero__cta { margin-top: 3rem; }
.cf-bf-hero__media {
	position: relative;
	isolation: isolate;
	width: 100%;
	max-width: 24rem;
	margin: 0 auto;
}
.cf-bf-hero__arch {
	position: absolute;
	inset: -1.5rem;
	z-index: -1;
	border-radius: 999px 999px 2rem 2rem;
	border: 1px solid rgba(246, 241, 231, 0.15);
}
.cf-bf-hero__gold {
	position: absolute;
	left: -1.5rem;
	bottom: -1.5rem;
	z-index: -1;
	width: 7rem;
	height: 7rem;
	border-radius: 50%;
	background: var(--gold);
}
.cf-bf-hero__frame {
	overflow: hidden;
	border-radius: 999px 999px 2rem 2rem;
}
.cf-bf-hero__frame img {
	display: block;
	width: 100%;
	aspect-ratio: 4 / 5;
	object-fit: cover;
}

.cf-bf-approach__grid {
	display: grid;
	gap: 3rem;
}
@media (min-width: 1024px) {
	.cf-bf-approach__grid {
		grid-template-columns: 1fr 1fr;
		gap: 5rem;
	}
}
.cf-bf-approach__title {
	margin-top: 2.5rem;
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.05;
}
.cf-bf-approach__body {
	margin: 2rem 0 0;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.7);
}
.cf-bf-approach__note {
	margin: 1.25rem 0 0;
	font-size: 1rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.55);
}
.cf-bf-path-wrap {
	position: relative;
}
@media (min-width: 1024px) {
	.cf-bf-path-wrap { padding-top: 4rem; }
}
.cf-bf-path {
	position: relative;
	display: flex;
	flex-direction: column;
	gap: 0.75rem;
	margin: 0;
	padding: 0;
	list-style: none;
}
.cf-bf-path__rail {
	position: absolute;
	left: 1.75rem;
	top: 2.5rem;
	bottom: 4rem;
	border-left: 1px dashed rgba(23, 66, 84, 0.25);
}
.cf-bf-path > li {
	position: relative;
	display: flex;
	align-items: center;
	gap: 1.25rem;
}
.cf-bf-path__n {
	display: grid;
	place-items: center;
	width: 3.5rem;
	height: 3.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
	background: var(--cream);
	font-family: var(--fd);
	font-size: 0.875rem;
	font-weight: 600;
	color: var(--ink);
}
.cf-bf-path__q {
	margin: 0;
	font-family: var(--fd);
	font-size: 1.25rem;
	font-weight: 600;
	line-height: 1.3;
	letter-spacing: -0.01em;
	color: var(--ink);
}
.cf-bf-path__result {
	margin-top: 0.5rem;
	padding: 0.5rem 1.5rem 0.5rem 0.5rem;
	border-radius: var(--r-pill);
	background: var(--ink);
	color: var(--cream);
}
.cf-bf-path__result-badge {
	display: grid;
	place-items: center;
	width: 3.5rem;
	height: 3.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	background: var(--gold);
	font-family: var(--fd);
	font-size: 0.6rem;
	font-weight: 600;
	letter-spacing: 0.12em;
	text-transform: uppercase;
	color: var(--ink-deep);
}
.cf-bf-path__result-words {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.35rem 0.75rem;
	margin: 0;
	font-family: var(--fd);
	font-size: 1.25rem;
	font-weight: 600;
	letter-spacing: -0.01em;
}
.cf-bf-path__dot {
	width: 0.375rem;
	height: 0.375rem;
	border-radius: 50%;
	background: var(--gold);
}

.cf-bf-solutions__head {
	display: flex;
	flex-direction: column;
	gap: 1rem;
	margin-top: 2.5rem;
}
@media (min-width: 768px) {
	.cf-bf-solutions__head {
		flex-direction: row;
		align-items: flex-end;
		justify-content: space-between;
	}
}
.cf-bf-solutions__title {
	max-width: 40rem;
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.05;
}
.cf-bf-solutions__hint {
	margin: 0;
	font-size: 0.875rem;
	font-weight: 500;
	color: rgba(23, 66, 84, 0.55);
}
.cf-bf-groups {
	display: flex;
	flex-direction: column;
	gap: 2rem;
	margin: 3.5rem 0 0;
	padding: 0;
	list-style: none;
}
.cf-bf-group {
	position: relative;
	isolation: isolate;
	display: grid;
	overflow: hidden;
	border-radius: 2.25rem;
}
@media (min-width: 1024px) {
	.cf-bf-group {
		grid-template-columns: 1fr 1fr;
		min-height: 30rem;
	}
	.cf-bf-group--flip .cf-bf-group__media { order: 2; }
	.cf-bf-group--flip .cf-bf-group__panel { order: 1; }
}
.cf-bf-group--light {
	background: var(--cream);
	box-shadow: inset 0 0 0 1px rgba(23, 66, 84, 0.1);
	color: var(--ink);
}
.cf-bf-group--dark {
	background: var(--ink);
	color: var(--cream);
}
.cf-bf-group__media {
	position: relative;
	min-height: 16rem;
	background: var(--ink-deep);
}
.cf-bf-group__media img {
	position: absolute;
	inset: 0;
	width: 100%;
	height: 100%;
	object-fit: cover;
	display: block;
}
.cf-bf-group__chip {
	position: absolute;
	left: 1.5rem;
	top: 1.5rem;
	border-radius: var(--r-pill);
	background: rgba(14, 46, 60, 0.75);
	backdrop-filter: blur(10px);
	padding: 0.5rem 1rem;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.22em;
	text-transform: uppercase;
	color: var(--cream);
}
.cf-bf-group__badge {
	position: absolute;
	right: 1.5rem;
	bottom: 1.5rem;
	display: grid;
	place-items: center;
	width: 5rem;
	height: 5rem;
	border-radius: 50%;
	background: var(--gold);
	font-family: var(--fd);
	font-size: 1.25rem;
	font-weight: 600;
	color: var(--ink-deep);
}
.cf-bf-group--flip .cf-bf-group__badge {
	right: auto;
	left: 1.5rem;
}
.cf-bf-group__panel {
	position: relative;
	display: flex;
	flex-direction: column;
	padding: 2rem;
}
@media (min-width: 640px) {
	.cf-bf-group__panel { padding: 3rem; }
}
.cf-bf-group__ring {
	pointer-events: none;
	position: absolute;
	right: -6rem;
	top: -6rem;
	z-index: 0;
	width: 18rem;
	height: 18rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.1);
}
.cf-bf-group--dark .cf-bf-group__ring {
	border-color: rgba(246, 241, 231, 0.1);
}
.cf-bf-group__toolbar,
.cf-bf-group__slides,
.cf-bf-group__foot {
	position: relative;
	z-index: 1;
}
.cf-bf-group__toolbar {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 1rem;
}
.cf-bf-group__count {
	margin: 0;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.26em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.5);
}
.cf-bf-group--dark .cf-bf-group__count { color: rgba(246, 241, 231, 0.5); }
.cf-bf-group__arrows { display: flex; gap: 0.5rem; }
.cf-bf-group__slides {
	position: relative;
	flex: 1;
	margin-top: 2rem;
	min-height: 12rem;
}
.cf-bf-group__slide {
	display: none;
}
.cf-bf-group__slide.is-active {
	display: block;
	animation: cf-bf-slide-in 0.22s var(--ease);
}
@keyframes cf-bf-slide-in {
	from { opacity: 0; transform: translateX(0.75rem); }
	to { opacity: 1; transform: none; }
}
@media (prefers-reduced-motion: reduce) {
	.cf-bf-group__slide.is-active { animation: none; }
}
.cf-bf-group__title {
	margin: 0;
	font-family: var(--fd);
	font-size: clamp(1.75rem, 3vw, 2.25rem);
	font-weight: 600;
	line-height: 1.15;
	letter-spacing: -0.01em;
}
.cf-bf-group__body {
	margin: 1.25rem 0 0;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.7);
}
.cf-bf-group--dark .cf-bf-group__body { color: rgba(246, 241, 231, 0.7); }
.cf-bf-group__foot {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	justify-content: space-between;
	gap: 1.25rem;
	margin-top: 2.5rem;
}
.cf-bf-group__dots {
	display: flex;
	align-items: center;
	gap: 0.5rem;
}
.cf-bf-group__dot {
	width: 0.5rem;
	height: 0.5rem;
	padding: 0;
	border: 0;
	border-radius: var(--r-pill);
	background: rgba(23, 66, 84, 0.2);
	cursor: pointer;
	transition: width var(--t-fast) ease-out, background-color var(--t-fast) ease-out;
}
.cf-bf-group__dot.is-active {
	width: 2rem;
	background: var(--ink);
}
.cf-bf-group--dark .cf-bf-group__dot { background: rgba(246, 241, 231, 0.25); }
.cf-bf-group--dark .cf-bf-group__dot.is-active { background: var(--gold); }
.cf-bf-group__cta { margin-left: auto; }

.cf-bf-lenders__grid {
	display: grid;
	gap: 4rem;
	align-items: center;
}
@media (min-width: 1024px) {
	.cf-bf-lenders__grid {
		grid-template-columns: 1fr 1.1fr;
		gap: 5rem;
	}
}
.cf-bf-lenders__title {
	margin-top: 2.5rem;
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.05;
}
.cf-bf-lenders__title .cf-accent { color: var(--gold); }
.cf-bf-lenders__body {
	margin: 2rem 0 0;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(246, 241, 231, 0.75);
}
.cf-bf-lenders__benefit {
	margin: 1.5rem 0 0;
	padding-top: 1.5rem;
	border-top: 1px solid rgba(246, 241, 231, 0.15);
	font-size: 1rem;
	line-height: 1.7;
	color: rgba(246, 241, 231, 0.6);
}
.cf-bf-lenders__list {
	display: grid;
	gap: 0.75rem;
	margin: 2.5rem 0 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 640px) {
	.cf-bf-lenders__list { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 768px) {
	.cf-bf-lenders__list { display: none; }
}
.cf-bf-lenders__list li {
	display: flex;
	align-items: center;
	gap: 0.75rem;
	font-size: 0.875rem;
	font-weight: 600;
	color: rgba(246, 241, 231, 0.85);
}
.cf-bf-lenders__list-ring {
	display: grid;
	place-items: center;
	width: 1.5rem;
	height: 1.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(198, 164, 78, 0.5);
}
.cf-bf-lenders__list-ring span {
	width: 0.375rem;
	height: 0.375rem;
	border-radius: 50%;
	background: var(--gold);
}
.cf-bf-orbit {
	position: relative;
	display: none;
	aspect-ratio: 1;
	width: 100%;
	max-width: 34rem;
	margin: 0 auto;
}
@media (min-width: 768px) {
	.cf-bf-orbit { display: block; }
}
.cf-bf-orbit__ring {
	position: absolute;
	border-radius: 50%;
}
.cf-bf-orbit__ring--outer {
	inset: 6%;
	border: 1px solid rgba(246, 241, 231, 0.15);
}
.cf-bf-orbit__ring--mid {
	inset: 22%;
	border: 1px dashed rgba(246, 241, 231, 0.2);
}
.cf-bf-orbit__ring--inner {
	inset: 36%;
	border: 1px solid rgba(198, 164, 78, 0.4);
}
.cf-bf-orbit__core {
	position: absolute;
	inset: 40%;
	display: grid;
	place-items: center;
	border-radius: 50%;
	background: var(--gold);
	text-align: center;
	font-family: var(--fd);
	font-size: 0.875rem;
	font-weight: 600;
	line-height: 1.2;
	color: var(--ink-deep);
}
.cf-bf-orbit__spot {
	position: absolute;
	max-width: 11rem;
	border-radius: var(--r-pill);
	border: 1px solid rgba(246, 241, 231, 0.2);
	background: rgba(14, 46, 60, 0.8);
	backdrop-filter: blur(10px);
	padding: 0.5rem 1rem;
	text-align: center;
	font-size: 0.75rem;
	font-weight: 600;
	line-height: 1.3;
	color: var(--cream);
}
.cf-bf-orbit__spot--1 { left: 50%; top: 2%; transform: translateX(-50%); }
.cf-bf-orbit__spot--2 { right: 0; top: 26%; }
.cf-bf-orbit__spot--3 { right: 2%; bottom: 22%; }
.cf-bf-orbit__spot--4 { left: 50%; bottom: 2%; transform: translateX(-50%); }
.cf-bf-orbit__spot--5 { left: 2%; bottom: 22%; }
.cf-bf-orbit__spot--6 { left: 0; top: 26%; }

.cf-bf-closing .cf-wrap { position: relative; }
.cf-bf-closing__panel {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	border-radius: var(--r-panel);
	background: var(--gold);
	padding: 3.5rem 2rem;
	color: var(--ink-deep);
}
@media (min-width: 640px) {
	.cf-bf-closing__panel { padding: 5rem 3.5rem; }
}
.cf-bf-closing__deco {
	pointer-events: none;
	position: absolute;
	z-index: 0;
	border-radius: 50%;
}
.cf-bf-closing__deco--outer {
	right: -6rem;
	top: -6rem;
	width: 20rem;
	height: 20rem;
	border: 1px solid rgba(14, 46, 60, 0.15);
}
.cf-bf-closing__deco--inner {
	right: -2rem;
	top: -2rem;
	width: 11rem;
	height: 11rem;
	border: 1px dashed rgba(14, 46, 60, 0.2);
}
.cf-bf-closing__grid {
	position: relative;
	z-index: 1;
	display: grid;
	gap: 3rem;
}
@media (min-width: 1024px) {
	.cf-bf-closing__grid {
		grid-template-columns: 1.2fr 1fr;
		align-items: end;
		gap: 5rem;
	}
}
.cf-bf-closing__title {
	margin: 0;
	font-family: var(--fd);
	font-weight: 600;
	font-size: clamp(2.5rem, 5vw, 3.75rem);
	line-height: 1.05;
	letter-spacing: -0.01em;
	color: var(--ink-deep);
}
.cf-bf-closing__cta { margin-top: 2.5rem; }
.cf-bf-closing__lead {
	margin: 0;
	font-family: var(--fs);
	font-size: 1.5rem;
	font-style: italic;
	color: rgba(14, 46, 60, 0.8);
}
.cf-bf-closing__answers {
	margin: 1.5rem 0 0;
	padding: 0;
	list-style: none;
	border-top: 1px solid rgba(14, 46, 60, 0.2);
}
.cf-bf-closing__answers li {
	display: flex;
	align-items: center;
	gap: 1rem;
	padding: 1rem 0;
	border-bottom: 1px solid rgba(14, 46, 60, 0.2);
}
.cf-bf-closing__n {
	display: grid;
	place-items: center;
	width: 2.25rem;
	height: 2.25rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(14, 46, 60, 0.35);
	font-family: var(--fd);
	font-size: 0.62rem;
	font-weight: 600;
	color: var(--ink-deep);
}
.cf-bf-closing__a {
	font-family: var(--fd);
	font-size: clamp(1.125rem, 2vw, 1.25rem);
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--ink-deep);
}

/* ============================================================================
   ABOUT PAGE
   ============================================================================ */
.cf-about-story__grid {
	display: grid;
	gap: 3.5rem;
}
@media (min-width: 1024px) {
	.cf-about-story__grid {
		grid-template-columns: 22rem 1fr;
		gap: 5rem;
	}
}
.cf-about-story__title {
	margin-top: 2rem;
	font-size: clamp(2.75rem, 6vw, 3.75rem);
	line-height: 1.05;
}
.cf-about-milestones-wrap {
	position: relative;
	margin-top: 2.5rem;
}
.cf-about-milestones__rail {
	position: absolute;
	left: 1.25rem;
	top: 1.25rem;
	bottom: 1.25rem;
	border-left: 1px dashed rgba(23, 66, 84, 0.25);
}
.cf-about-milestones {
	position: relative;
	display: flex;
	flex-direction: column;
	gap: 1.5rem;
	margin: 0;
	padding: 0;
	list-style: none;
}
.cf-about-milestones li {
	display: flex;
	gap: 1rem;
}
.cf-about-milestones__n {
	display: grid;
	place-items: center;
	width: 2.5rem;
	height: 2.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.25);
	background: var(--cream);
}
.cf-about-milestones__n.is-now {
	border: 0;
	background: var(--gold);
}
.cf-about-milestones__n span {
	width: 0.375rem;
	height: 0.375rem;
	border-radius: 50%;
	background: var(--ink);
}
.cf-about-milestones__label {
	margin: 0;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.22em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.5);
}
.cf-about-milestones__text {
	margin: 0.25rem 0 0;
	font-family: var(--fd);
	font-size: 1.125rem;
	font-weight: 600;
	line-height: 1.3;
	letter-spacing: -0.01em;
	color: var(--ink);
}
.cf-about-story__lead {
	margin: 0;
	font-size: 1.25rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.8);
}
.cf-about-story__quote {
	display: flex;
	gap: 1.5rem;
	margin: 3rem 0;
	padding: 0;
	border: 0;
}
.cf-about-story__quote-mark {
	margin-top: 0.5rem;
	width: 2.5rem;
	height: 2.5rem;
	flex-shrink: 0;
	border-radius: 50%;
	border: 2px solid var(--gold);
}
.cf-about-story__quote p {
	margin: 0;
	font-family: var(--fs);
	font-size: clamp(1.75rem, 3.5vw, 2.25rem);
	font-style: italic;
	line-height: 1.3;
	color: var(--ink);
}
.cf-about-story__body {
	margin: 0;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.65);
}

.cf-about-approach__intro {
	margin-top: 2.5rem;
	max-width: 52rem;
}
.cf-about-approach__lead {
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.05;
}
.cf-about-approach__contrast {
	margin: 1.5rem 0 0;
	font-family: var(--fs);
	font-size: 1.5rem;
	font-style: italic;
	line-height: 1.35;
	color: rgba(23, 66, 84, 0.75);
}
.cf-about-coverage {
	display: none;
	margin-top: 4rem;
}
@media (min-width: 1024px) {
	.cf-about-coverage { display: block; }
}
.cf-about-coverage__most {
	display: grid;
	grid-template-columns: auto 1fr auto 1fr auto;
	align-items: center;
	gap: 0.75rem;
	max-width: 50%;
}
.cf-about-coverage__channel {
	display: flex;
	align-items: center;
	gap: 0.75rem;
	margin-top: 1rem;
}
.cf-about-coverage__tick {
	width: 1px;
	height: 0.75rem;
	background: rgba(23, 66, 84, 0.3);
}
.cf-about-coverage__tick--gold {
	width: 2px;
	height: 0.75rem;
	background: var(--gold-deep);
}
.cf-about-coverage__line {
	height: 0;
	border-top: 1px dashed rgba(23, 66, 84, 0.3);
}
.cf-about-coverage__bar {
	flex: 1;
	height: 2px;
	background: var(--gold);
}
.cf-about-coverage__label {
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.24em;
	text-transform: uppercase;
	color: rgba(23, 66, 84, 0.45);
	white-space: nowrap;
}
.cf-about-coverage__pill {
	border-radius: var(--r-pill);
	background: var(--ink);
	padding: 0.375rem 1rem;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.24em;
	text-transform: uppercase;
	color: var(--cream);
	white-space: nowrap;
}
.cf-about-dims {
	display: grid;
	gap: 1.25rem;
	margin: 2rem 0 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 640px) {
	.cf-about-dims { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1024px) {
	.cf-about-dims {
		grid-template-columns: repeat(4, 1fr);
		gap: 1.5rem;
		margin-top: 2rem;
	}
}
.cf-about-dim {
	display: flex;
	flex-direction: column;
	border-radius: var(--r-card);
	padding: 1.75rem;
	background: var(--panel);
	box-shadow: inset 0 0 0 1px rgba(23, 66, 84, 0.1);
	color: var(--ink);
}
.cf-about-dim--dark {
	background: var(--ink);
	color: var(--cream);
	box-shadow: none;
}
.cf-about-dim__top {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 0.75rem;
}
.cf-about-dim__n {
	font-family: var(--fd);
	font-size: 0.75rem;
	font-weight: 600;
	letter-spacing: 0.2em;
	color: rgba(23, 66, 84, 0.45);
}
.cf-about-dim--dark .cf-about-dim__n { color: var(--gold); }
.cf-about-dim__bars {
	display: flex;
	gap: 0.25rem;
}
.cf-about-dim__bars span {
	width: 1rem;
	height: 0.375rem;
	border-radius: var(--r-pill);
	background: rgba(23, 66, 84, 0.15);
}
.cf-about-dim--dark .cf-about-dim__bars span { background: rgba(246, 241, 231, 0.2); }
.cf-about-dim__bars span.is-on { background: var(--gold); }
.cf-about-dim__title {
	margin: 2.5rem 0 0;
	font-family: var(--fd);
	font-size: 1.875rem;
	font-weight: 600;
	letter-spacing: -0.01em;
}
.cf-about-dim__body {
	margin: 1rem 0 0;
	font-size: 1rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.65);
}
.cf-about-dim--dark .cf-about-dim__body { color: rgba(246, 241, 231, 0.7); }
.cf-about-dim__note {
	display: flex;
	align-items: center;
	gap: 0.5rem;
	margin: auto 0 0;
	padding-top: 1.5rem;
	font-size: 0.75rem;
	font-weight: 500;
	color: rgba(246, 241, 231, 0.55);
}
.cf-about-dim__note span {
	width: 0.375rem;
	height: 0.375rem;
	border-radius: 50%;
	background: var(--gold);
}

.cf-about-values {
	padding-top: 0;
}
.cf-about-values__panel {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	border-radius: var(--r-panel);
	background: var(--ink-deep);
	color: var(--cream);
}
.cf-about-values__panel > img {
	position: absolute;
	inset: 0;
	z-index: -2;
	width: 100%;
	height: 100%;
	object-fit: cover;
}
.cf-about-values__veil {
	position: absolute;
	inset: 0;
	z-index: -1;
	background: rgba(14, 46, 60, 0.75);
}
.cf-about-values__head {
	padding: 2.5rem 2rem 0;
}
@media (min-width: 640px) {
	.cf-about-values__head { padding: 3rem 3rem 0; }
}
.cf-about-values__eyebrow {
	display: flex;
	align-items: center;
	gap: 0.75rem;
	margin: 0;
	font-size: 0.68rem;
	font-weight: 600;
	letter-spacing: 0.3em;
	text-transform: uppercase;
	color: rgba(246, 241, 231, 0.6);
}
.cf-about-values__dot {
	display: grid;
	place-items: center;
	width: 1.5rem;
	height: 1.5rem;
	border-radius: 50%;
	border: 1px solid rgba(246, 241, 231, 0.25);
}
.cf-about-values__dot span {
	width: 0.375rem;
	height: 0.375rem;
	border-radius: 50%;
	background: var(--gold);
}
.cf-about-values__title {
	margin: 1.25rem 0 0;
	max-width: 28rem;
	font-family: var(--fd);
	font-size: clamp(1.75rem, 3vw, 2.25rem);
	font-weight: 600;
	line-height: 1.02;
	letter-spacing: -0.01em;
	color: var(--cream);
}
.cf-about-values__desk {
	display: none;
	height: 26rem;
	margin: 3rem 0 0;
	padding: 0;
	list-style: none;
	border-top: 1px solid rgba(246, 241, 231, 0.15);
}
@media (min-width: 1024px) {
	.cf-about-values__desk { display: flex; }
}
.cf-about-values__col {
	position: relative;
	flex: var(--cf-grow, 1) 1 0;
	min-width: 0;
	border-left: 1px solid rgba(246, 241, 231, 0.15);
	transition: flex-grow 300ms var(--ease);
}
.cf-about-values__col:first-child { border-left: 0; }
.cf-about-values__btn {
	display: flex;
	flex-direction: column;
	width: 100%;
	height: 100%;
	padding: 2rem;
	border: 0;
	background: transparent;
	color: inherit;
	text-align: left;
	cursor: pointer;
	transition: background-color var(--t-fast) ease-out;
}
.cf-about-values__col.is-active .cf-about-values__btn {
	background: rgba(14, 46, 60, 0.55);
	backdrop-filter: blur(8px);
}
.cf-about-values__btn:hover { background: rgba(14, 46, 60, 0.3); }
.cf-about-values__num {
	display: grid;
	place-items: center;
	width: 3rem;
	height: 3rem;
	border-radius: 50%;
	border: 1px solid rgba(246, 241, 231, 0.3);
	font-family: var(--fd);
	font-size: 0.75rem;
	font-weight: 600;
	color: var(--cream);
	transition: background-color var(--t-fast) ease-out, color var(--t-fast) ease-out, border-color var(--t-fast) ease-out;
}
.cf-about-values__col.is-active .cf-about-values__num {
	border-color: transparent;
	background: var(--gold);
	color: var(--ink-deep);
}
.cf-about-values__copy {
	display: block;
	margin-top: auto;
}
.cf-about-values__name {
	display: block;
	font-family: var(--fd);
	font-size: 1.5rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: rgba(246, 241, 231, 0.8);
	transition: font-size 200ms ease-out, color 200ms ease-out;
}
.cf-about-values__col.is-active .cf-about-values__name {
	font-size: 3rem;
	color: var(--cream);
}
.cf-about-values__text {
	display: none;
	margin-top: 1rem;
	max-width: 22rem;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(246, 241, 231, 0.8);
}
.cf-about-values__col.is-active .cf-about-values__text { display: block; }
.cf-about-values__mobile {
	display: flex;
	flex-direction: column;
	margin: 2.5rem 0 0;
	padding: 0;
	list-style: none;
	border-top: 1px solid rgba(246, 241, 231, 0.15);
}
@media (min-width: 1024px) {
	.cf-about-values__mobile { display: none; }
}
.cf-about-values__mobile li {
	display: flex;
	gap: 1.25rem;
	padding: 1.75rem 2rem;
	border-bottom: 1px solid rgba(246, 241, 231, 0.15);
}
.cf-about-values__mobile .cf-about-values__num {
	width: 2.5rem;
	height: 2.5rem;
	flex-shrink: 0;
}
.cf-about-values__mobile .cf-about-values__name {
	font-size: 1.875rem;
	color: var(--cream);
}
.cf-about-values__mobile .cf-about-values__text {
	display: block;
	margin-top: 0.5rem;
	font-size: 1rem;
	color: rgba(246, 241, 231, 0.75);
}

.cf-about-cred__title {
	margin-top: 2rem;
	max-width: 48rem;
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.05;
}
.cf-about-cred__grid {
	display: grid;
	gap: 1.25rem;
	margin: 3.5rem 0 0;
	padding: 0;
	list-style: none;
}
@media (min-width: 768px) {
	.cf-about-cred__grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1024px) {
	.cf-about-cred__grid {
		grid-template-columns: repeat(3, 1fr);
	}
	.cf-about-cred__lead {
		grid-row: span 2;
	}
}
.cf-about-cred__lead {
	position: relative;
	isolation: isolate;
	display: flex;
	flex-direction: column;
	overflow: hidden;
	border-radius: 2rem;
	padding: 2rem 2.5rem;
	background: var(--ink);
	color: var(--cream);
}
.cf-about-cred__ring {
	pointer-events: none;
	position: absolute;
	z-index: 0;
	border-radius: 50%;
}
.cf-about-cred__ring--outer {
	right: -6rem;
	bottom: -6rem;
	width: 18rem;
	height: 18rem;
	border: 1px solid rgba(246, 241, 231, 0.1);
}
.cf-about-cred__ring--inner {
	right: -2.5rem;
	bottom: -2.5rem;
	width: 10rem;
	height: 10rem;
	border: 1px dashed rgba(246, 241, 231, 0.15);
}
.cf-about-cred__icon {
	position: relative;
	z-index: 1;
	display: grid;
	place-items: center;
	width: 3rem;
	height: 3rem;
	border-radius: 50%;
	border: 1px solid rgba(23, 66, 84, 0.2);
	color: var(--ink);
	font-size: 1.125rem;
}
.cf-about-cred__icon--gold {
	width: 3.5rem;
	height: 3.5rem;
	border: 0;
	background: var(--gold);
	color: var(--ink-deep);
	font-size: 1.35rem;
}
.cf-about-cred__lead-title {
	position: relative;
	z-index: 1;
	margin: auto 0 0;
	padding-top: 4rem;
	font-family: var(--fd);
	font-size: 1.875rem;
	font-weight: 600;
	line-height: 1.15;
	letter-spacing: -0.01em;
}
.cf-about-cred__lead-body {
	position: relative;
	z-index: 1;
	margin: 1rem 0 0;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(246, 241, 231, 0.7);
}
.cf-about-cred__card {
	display: flex;
	flex-direction: column;
	border-radius: 2rem;
	padding: 2rem;
	background: var(--panel);
	box-shadow: inset 0 0 0 1px rgba(23, 66, 84, 0.1);
}
.cf-about-cred__card-title {
	margin: 1.5rem 0 0;
	font-family: var(--fd);
	font-size: 1.25rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--ink);
}
.cf-about-cred__card-body {
	margin: 0.75rem 0 0;
	font-size: 1rem;
	line-height: 1.7;
	color: rgba(23, 66, 84, 0.65);
}

.cf-about-reg__panel {
	position: relative;
	isolation: isolate;
	overflow: hidden;
	border-radius: var(--r-panel);
	background: var(--gold);
	padding: 3rem 2rem;
	color: var(--ink-deep);
}
@media (min-width: 640px) {
	.cf-about-reg__panel { padding: 4rem 3.5rem; }
}
.cf-about-reg__deco {
	pointer-events: none;
	position: absolute;
	right: -6rem;
	top: -6rem;
	z-index: 0;
	width: 20rem;
	height: 20rem;
	border-radius: 50%;
	border: 1px solid rgba(14, 46, 60, 0.15);
}
.cf-about-reg__copy { position: relative; z-index: 1; }
.cf-about-reg__eyebrow {
	margin: 0;
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.28em;
	text-transform: uppercase;
	color: rgba(14, 46, 60, 0.6);
}
.cf-about-reg__title {
	margin: 0.75rem 0 0;
	font-family: var(--fd);
	font-size: clamp(2rem, 4vw, 3rem);
	font-weight: 600;
	letter-spacing: -0.01em;
	color: var(--ink-deep);
}
.cf-about-reg__body {
	margin: 1.5rem 0 0;
	max-width: 48rem;
	font-size: 1.125rem;
	line-height: 1.7;
	color: rgba(14, 46, 60, 0.8);
}
.cf-about-reg__meta {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 1rem 1.5rem;
	margin-top: 2rem;
}
.cf-about-reg__ico {
	margin: 0;
	font-size: 0.875rem;
	font-weight: 600;
	color: rgba(14, 46, 60, 0.7);
}
.cf-about-reg__sep {
	display: none;
	width: 1px;
	height: 1rem;
	background: rgba(14, 46, 60, 0.25);
}
@media (min-width: 640px) {
	.cf-about-reg__sep { display: block; }
}
.cf-about-reg__toggle {
	display: inline-flex;
	align-items: center;
	gap: 0.5rem;
	padding: 0;
	border: 0;
	background: transparent;
	font-size: 0.875rem;
	font-weight: 600;
	color: var(--ink-deep);
	cursor: pointer;
	text-underline-offset: 4px;
}
.cf-about-reg__toggle:hover { text-decoration: underline; }
.cf-about-reg__toggle i {
	transition: transform var(--t-fast) ease-out;
}
.cf-about-reg__toggle[aria-expanded="true"] i {
	transform: rotate(45deg);
}
.cf-about-reg__details {
	margin-top: 2rem;
	padding-top: 2rem;
	border-top: 1px solid rgba(14, 46, 60, 0.2);
}
.cf-about-reg__details-grid {
	display: grid;
	gap: 1.5rem;
	margin: 0;
}
@media (min-width: 640px) {
	.cf-about-reg__details-grid { grid-template-columns: repeat(3, 1fr); }
}
.cf-about-reg__details-grid dt {
	font-size: 0.62rem;
	font-weight: 600;
	letter-spacing: 0.22em;
	text-transform: uppercase;
	color: rgba(14, 46, 60, 0.6);
}
.cf-about-reg__details-grid dd {
	margin: 0.25rem 0 0;
	font-family: var(--fd);
	font-size: 1.5rem;
	font-weight: 600;
	color: var(--ink-deep);
}
.cf-about-reg__disclosure + .cf-about-reg__disclosure { margin-top: 0.75rem; }
.cf-about-reg__disclosure {
	margin: 1.5rem 0 0;
	max-width: 48rem;
	font-size: 0.875rem;
	line-height: 1.7;
	color: rgba(14, 46, 60, 0.75);
}