Corporate Advisory & Finance
Channel Finance Group supports businesses across the UK with funding, restructuring, property finance, asset finance and M&A. With over 130 years of combined industry experience across our team and access to more than 400 lenders, we arrange finance that fits the business rather than forcing the business to fit the finance.
Introduction
What sets us apart is that we understand the whole business, not simply the funding requirement. We look at every transaction from the financial, commercial, accounting and legal perspectives, and we structure the solution accordingly.
Our leadership brings together corporate finance, accountancy and corporate law under one roof; that depth shows in the quality of the deals we deliver.
Two pillars
Strategic and transactional advice for owners and boards: acquisitions, disposals, restructuring, group reorganisation and financial leadership when it matters most.
Retained & success-based
View Corporate AdvisoryAcquisition finance, business lending, property and development finance, asset finance and invoice finance, sourced from more than 400 lenders and structured around the business.
400+ lender relationships
View Business FinanceWhy Channel
We look at every transaction from the financial, commercial, accounting and legal perspectives, so problems are identified early and solved properly.
Relationships with more than 400 lenders, from high street banks to specialist and alternative funders, mean our clients are matched with the right funder rather than the most convenient one.
Over 130 years of combined industry experience across finance, accountancy and corporate law, applied to businesses of every size across the UK.
Channel is directly authorised and regulated by the Financial Conduct Authority. Clients and their advisers can deal with us with complete confidence.
Meet the team
Chief Executive Officer
Michael leads Channel Finance Group and holds overall responsibility for the firm's strategy, lender relationships and regulatory standing. He established the business in 2019 and has built it into a directly authorised whole of market brokerage spanning corporate advisory, property and specialist lending. He chairs the firm's credit review of every significant transaction and maintains the senior relationships across the lender panel on which complex cases depend. Michael has 20 years in commercial lending and retains personal involvement in the group's larger mandates.
Chief Corporate Finance and Legal Officer
Noemaan leads Channel's corporate advisory practice and is responsible for the structuring, legal and governance side of the firm's work. He brings more than 26 years across corporate law, mergers and acquisitions, commercial contracts and CFO level advisory, acting for boards, shareholders and owner managed groups through acquisitions, disposals, group restructures and refinancings. His background spans Scots law, English law and European law, and he holds an LLB (Hons) in European Law, a Postgraduate Diploma in Legal Practice and a DEUG in French law. At Channel he leads acquisition and share purchase funding as well as restructuring, works alongside clients' accountants and solicitors on deal structure and due diligence, and oversees the firm's regulatory, anti money laundering and client onboarding standards. He works between London and Scotland and is a joint owner of the business.
Real Estate Finance Director
Colin leads the real estate desk, covering senior debt, stretched senior and mezzanine funding for residential, mixed use and commercial development, alongside investment and term lending secured on commercial property. He takes schemes from initial appraisal through to final drawdown, preparing the credit paper in house and managing the lender, valuer and solicitor relationships throughout. His focus is schemes where leverage, programme and exit need to be reconciled before a lender will commit. Colin has more than 35 years in development and commercial property finance, acting for developers across the UK.
Asset and Invoice Finance Manager
Thomas heads asset and invoice finance, arranging hire purchase, leasing, refinance and sale and leaseback across plant, machinery, commercial vehicles and specialist equipment, together with confidential invoice discounting, factoring and selective invoice funding. He works principally with owner managed trading businesses releasing capital from balance sheet assets or funding growth against the sales ledger, and with contractors needing mobilisation capital at short notice. Thomas has 4 years in asset and working capital finance and manages facilities on an ongoing basis rather than at the point of drawdown alone.
Head of Bridging and Second Charges
Carlos leads short term and second charge lending, covering auction purchases, chain breaks, refurbishment, time critical acquisitions and equity release behind a first charge. He underwrites cases in house before they reach a lender, which allows Channel to give a reliable view on both appetite and timescale at the outset rather than after a decline. He works to fixed completion dates and structures each facility around a tested exit. Carlos has 25 years in specialist short term lending, covering regulated and unregulated bridging and second charge facilities across England, Scotland and Wales.
Mortgages and BTL Manager
Alex leads the mortgage and buy to let desk, advising landlords, portfolio investors and limited company borrowers on purchase, remortgage and portfolio restructuring, including incorporation into an SPV. He handles cases that do not sit comfortably with mainstream lenders: complex income, HMOs, holiday lets, multi unit blocks and semi commercial assets. Alex has 6 years in residential and buy to let lending, manages each application personally from decision in principle through to completion, and reviews client portfolios ahead of product expiry.
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How we work
We learn about the business, its owners, its performance and what it needs to achieve. We review the accounts and identify any issues early.
We design the right solution, whether that is a transaction structure, a funding package or both, and explain the options, costs and risks clearly.
We prepare a compelling proposal and approach the lenders or counterparties best placed to support it, negotiating terms on the client's behalf.
We manage the process through credit approval, due diligence, legal documentation and drawdown, working closely with the client's solicitors and accountants.
130+
Years of combined industry experience
400+
Lender relationships across the UK market
UK wide
Service across Scotland, England and Wales
FCA
Directly authorised and regulated
Professional partners
We work alongside lawyers and accountants, never in competition with them. Your client relationship remains yours; we bring the funding and transactional expertise. If you advise businesses and would like to discuss a referral partnership, we would be pleased to hear from you.
Sectors
Funders assess every sector differently. Our experience across the UK economy means we know which lenders understand a business, and how to present it to them.
Insights
Practical perspectives on funding, transactions and restructuring from the Channel team.
A third consecutive hold gives development and bridging borrowers a clearer 12-month view. We look at where lender margins are actually moving.
Manchester, Glasgow and Belfast schemes accounted for 61% of our development completions this quarter. Here is what is driving the shift.
Start a conversation
Whether you need finance, are planning an acquisition or are considering a corporate transaction, get in touch.
Speak to our team
Michael Savage
Available now
Michael Savage
Chief Executive Officer · Available now
