Terms of use

These terms govern your use of channelfinance.co.uk. By using the site you accept them. If you do not accept them, please do not use the site.

Who we are

The site is operated by Channel Finance Group Limited, a company registered in Scotland under number SC624197, with its registered office at Pavillion 1, The Approach, 291 Springhill Parkway, Glasgow Business Park, G69 6GA. We are authorised and regulated by the Financial Conduct Authority under firm reference number 918647. You can check our permissions on the Financial Services Register at register.fca.org.uk.

The site is information, not advice

The content of this site is general information about the services we offer. It is not advice and it is not a recommendation or an offer to lend. Nothing on this site should be relied on as the basis for a decision to borrow, to refinance or to enter into any transaction. We give advice and recommendations only once we have been instructed, have gathered the information we need and have issued our terms of business.

Indicative pricing and figures

Any rate, cost, loan to value, timescale or other figure shown on this site is indicative only, is correct as at the date stated and is subject to change without notice. Pricing is specific to each case and depends on the borrower, the security, the term and the lender’s assessment. The terms actually available to you will be confirmed in writing before you proceed. Your property or other asset given as security may be repossessed if you do not keep up repayments on a loan secured against it.

Intellectual property

All content on this site, including text, graphics, logos, photographs and layout, belongs to us or to our licensors and is protected by copyright and trade mark law. You may view, download and print content for your own use or for the internal use of your business. You may not reproduce, distribute, republish or exploit any content commercially without our written permission.

Links

Where we link to another website we do so for information only. We have no control over those sites and accept no responsibility for their content or for any loss arising from your use of them. You may link to our home page provided you do so in a way that is fair and does not suggest any association or endorsement that does not exist. We may withdraw permission to link at any time.

Availability

We do not guarantee that the site will be available without interruption or free from error, and we may suspend, withdraw or change any part of it without notice.

Our liability

Nothing in these terms limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be limited. Subject to that, we exclude all liability for loss arising from use of this site or reliance on its content, including loss of profit, loss of business, business interruption and loss of anticipated savings, whether that loss is direct or indirect.

This exclusion applies to your use of the website. It does not affect our obligations to you, or your rights, in relation to any service we provide once you instruct us. Those are governed by our terms of business and by the regulatory system.

Security and misuse

You must not misuse the site by knowingly introducing any material that is malicious or technologically harmful, by attempting to gain unauthorised access to the site or any server on which it is stored, or by attacking the site. We will report any such breach to the relevant authorities.

Governing law

These terms are governed by the law of Scotland and the courts of Scotland have exclusive jurisdiction, save that if you are a consumer resident elsewhere in the United Kingdom you may bring proceedings in the courts of the part of the United Kingdom in which you live.

Changes

We may amend these terms at any time by posting a revised version on this page. Please check this page when you use the site.